I want to know if anyone can help me on this.
My credit card application was rejected for no apparent reason given.
I have cleared and double-check both my CCRIS and CTOS report (even they are puzzled why is this so).
I am earning about RM 150K per annum and I am trying to apply Visa Signature cards.

Please do help and suggest any other means to obtain financial reports or credit score reports.

Thanks

Wong

What's MUE and utilisation ratio test ?

What is up with StanChart??? 0.5% -> 0.3% (RM100 cap) -> 0.5% all happening in less than 1 month ...

Dear Valued Customer,

Thank you for your support as a Standard Chartered Business Platinum Credit Cardholder.


We wish to inform you that you will continue to enjoy the 0.5% CashBack1 on all your business expenses until further notice. In addition, the existing range of exclusive privileges and rewards will continue to be made available to you.

Your Standard Chartered Business Platinum Credit Card privileges include:

3X 360° Rewards Points on overseas purchases2
From 15% discount all year long across 1,000 restaurants nationwide
Free Unlimited Access to KLIA Plaza Premium Lounge3
Platinum Wish List – redeem anything you wish for
Instant Recognition – your company name exclusively embossed on the card
Personal Concierge Service Worldwide and much more!



For full information on rewards and privileges, or if you have any enquiries, please call 1800 882 588.

Thank you for your kind attention. We strive to bring you even more rewards to suit your needs.

Yours sincerely,

Anupam Shrivastava
General Manager, Retail Banking Products Malaysia

1 CashBack excludes petrol transactions.
2 Applicable to retail transactions in foreign currency.
3 For Principal Cardholders only.
Other Terms and Conditions apply.

Hi Guy

I've a question, is it worth to apply MBF credit card? After gone through a lot of the posts, seem like nobody is comparing MBF credit card

Actually when I said that, I wasn't thinking much and sure whether it is right or not 
Dunno why I have that impression of the 2x.

source ?

Hi~

Let's say I going oversea for jobs, is it advisable apply multinational bank cc here in malaysia?

Or we can apply at oversea?

i thought you can only request one report per year?

I called up RHB to cancelled my Visa Plat this week since I'm going to withdraw some funds thus having less than RM200K with them as required for PB.  Just got a call from them asking me to keep the card because the card is free for life for my case the guys said their system shows the card no annual fees until 2048      even if I don't have the minimum amount stated to be eligible for PB Not only that, GST will be waived every year        Don't know if it is true or not but it's a very very good offer    so keeping the card 

wah, like that ah, suddenly comes a card that require RM50k spending to get AF waiver 

As for the case of CIMB WMC and VI's minimum CL, i know a friend who has 60k CL, therefore effectively reducing the minimum CL of this card to <100k

Proven then CIMB has decided to lower the minimum CL for its generic CIMB DA WMC and VI..

Standard Chartered Preferred World Mastercard for its Preferred Banking customers. Min annual income of 72k or AUM RM 72k above.

As for SCB WMC, I think winner did mention somewhere he is going to cancel it. Not much benefits I guess.

You are right, I cant see what is the direct SCB Preferred WMC (2x points for spending >RM1500 per month) benefit over the normal SCB Business Plat (1x points + 0.5% cashback).