Credit Card v16, Ask general questions here

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Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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virgoguy	Aug 21 2011, 02:09 PM Return to original view \| Post #1
On my way Junior Member 616 posts Joined: Oct 2008	Hi Guy I've a question, is it worth to apply MBF credit card? After gone through a lot of the posts, seem like nobody is comparing MBF credit card
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virgoguy	Aug 21 2011, 03:26 PM Return to original view \| Post #2
On my way Junior Member 616 posts Joined: Oct 2008	QUOTE(hye @ Aug 21 2011, 02:19 PM) Like what David83 said, little is spoken about this card because we would never ever use or recommend this card ! You may apply and use the card at your own risk. noted and thanks for the info Added on August 21, 2011, 3:33 pm Added on August 21, 2011, 3:34 pmhi guy Is there any credit card out there giving free redemption point for GST? So far what I heard is only from SCB Added on August 21, 2011, 3:36 pmhi guy Is there any credit card out there giving free redemption point for GST? So far what I heard is only from SCB This post has been edited by virgoguy: Aug 21 2011, 03:36 PM
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virgoguy	Aug 21 2011, 06:44 PM Return to original view \| Post #3
On my way Junior Member 616 posts Joined: Oct 2008	QUOTE(Gen-X @ Aug 21 2011, 04:24 PM) check out UOB Thread. Citibank and HSBC also. I can't seem to find any info about it
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virgoguy	Aug 24 2011, 10:54 PM Return to original view \| Post #4
On my way Junior Member 616 posts Joined: Oct 2008	so far which bank/credit card gives best redemption?
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virgoguy	Sep 21 2011, 05:21 PM Return to original view \| Post #5
On my way Junior Member 616 posts Joined: Oct 2008	QUOTE(WhiteWing @ Sep 21 2011, 04:36 PM) Just now I noticed my GSC EON Credit Card ( now called GSC HLB Credit Card ) , the anniversary date is coming which is October. I called up the CS and asked them do I need to pay the annual fee. What a good answer from her , she said I already fullfill the T & C which is use the card for 24 times of swiping in less than 1 year regardless of any amount so no need pay and one more thing to my surprise that I no need to pay the GST fee. She said I fullfill the 36 times of swiping card and the bank will pay the RM 50 GST. What a day is this the only CC that have such special condition 36 swipe to waived GST? sound better than those need hit certain spending amount or exchange using points
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virgoguy	Oct 12 2011, 12:27 AM Return to original view \| Post #6
On my way Junior Member 616 posts Joined: Oct 2008	I am really getting pissed of with MBB CS. I am running in and out of MBB brunch more than 10 times for the past 2 month since the first day I got my maybankard 2. The CS lack of information/training, ATM machine problems, internet banking problems. until today, I am still unable to register a payee to pay up my bills through maybank2u although I've physically drop by the MBB brunch to fill up the form,get my mobile registered and activated the TAC. does anyone know what is the exact procedure to get me to solve the TAC problems? This post has been edited by virgoguy: Oct 12 2011, 12:31 AM
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virgoguy	Oct 12 2011, 11:12 AM Return to original view \| Post #7
On my way Junior Member 616 posts Joined: Oct 2008	QUOTE(WaCKy-Angel @ Oct 12 2011, 09:06 AM) What is the error when you try to register a payee? anyway I manage to get the problem solved. I've been told by the CS that it could be some system technical issue
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virgoguy	Oct 18 2011, 06:21 PM Return to original view \| Post #8
On my way Junior Member 616 posts Joined: Oct 2008	hi all two days ago, I've just cancelled off my RHB classic which been followed me for 8 yrs long due to the incompetent offer and benefits. Today the bank called me up and decide keep me to stay with them by offering me NO GST, NO Annual fee and double up my CL from now onward. So I really wonder doesn't it they overturn the GST rules been stated by government whereby the bank are not allow to absorb the GST for the customer? The second question is, should I accept it or reject it? or ask them to offer me platinum card with same condition? but somehow i still think that their cc benefits are sux (Note : currently I am holding OCBC Ti and MB2 Platinum)
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virgoguy	Oct 18 2011, 06:54 PM Return to original view \| Post #9
On my way Junior Member 616 posts Joined: Oct 2008	QUOTE(Human Nature @ Oct 18 2011, 06:36 PM) i think they will basically give you RM50 cash rebate or points to offset the GST. On your 2nd question, you already mention that their benefit is not up to your liking, so why still wanna get one unless of course you wanna keep it for occasional discount/offer/etc. ya that's partially of the reason occasional discount/offer/etc. I will try to call back to nego for the platinum with the same condition see if they wanna to offer me or not else I will just reject it although the CL they offered to me is the highest among my OCBC Ti and MBB2 Platinum. Their current RHB Platinum offer as below » Click to show Spoiler - click again to hide... « - 15% cash back* on weekends*for life gives you more reasons to enjoy the finest experiences at selected fine dining outlets. - 30% cash back during your birthday month at selected fine dining outlets. - 2X reward points on all overseas travel spending, airline tickets, travel packages, car rental and duty free purchases. - Non-expiring, evergreen reward points with no time limit, redeem the benefits furnished for your needs anytime. - Plaza Premium Lounge 4x complimentary access to all Plaza Premium Lounges in Malaysia (KLIA, LCCT, Senai International Airport). - Annual fee waiver with a total minimum card spend of RM36,000 per annum. - Reward Points redemption for Airline Miles from over 40 major airlines. for air flight vouchers with Firefly and Air Asia. - Preferred rates at RHB Bureau-De-Change for major foreign currencies. - Travel insurance coverage of up to RM1 million. - Purchase Protection Plan up to RM30,000 per annum. - Zero liability on unauthorized transactions of lost and stolen card. - A world of more offers with GlobePass offering exclusive cross-border benefits and privileges. - 24 hours Platinum priority service at RHB Platinum Priority Line: 03-9206 1111 - Worldwide Emergency Service by MasterCard Worldwide: 1 800 804 594 by Visa International: 1 800 803 006 * maximum cash back of RM50 per month, per customer. ** weekends are defined as Saturdays and Sundays
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virgoguy	Oct 18 2011, 07:13 PM Return to original view \| Post #10
On my way Junior Member 616 posts Joined: Oct 2008	QUOTE(Human Nature @ Oct 18 2011, 07:01 PM) If you can indeed nego for the plat, and get confirmation in writing, no AF/GST or RM50 cashback with no condition, it could be worthwhile to keep the card for the 4x complimentary access to all Plaza Premium Lounges since it is not offered by your current OCBC Ti and MBB2 Plat. Get confirmation in writing as in stated all those in the paper mail?
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virgoguy	Nov 16 2011, 04:14 PM Return to original view \| Post #11
On my way Junior Member 616 posts Joined: Oct 2008	today got the 3rd attempt call from RHB CC service to ask me not cancel and retain their CC. They so desperate until they are willing to give me auto AF and GST rebate every year with just any amount of 1 transaction. End up I still reject it although I've been holding their CC for the past 7 yrs. I can't understand that since they are so desperate to retain the cc customer, why don't they put extra effort in their cc by giving better and more attractive offers like MBB, OCBC and etc. As what I see RHB is not less potential local bank like MBB.
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