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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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soitsuagain
post Aug 30 2011, 05:27 PM

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QUOTE(nokiaXP @ Aug 30 2011, 11:12 AM)
my salary gross is sgd2000 monthly.so normally how much cl can request?
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mostly x1.5 of your monthly income.
soitsuagain
post Sep 9 2011, 10:16 PM

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What can I do so that Maybank will report my new credit limit on CCRIS? They last increased my credit limit this January and it has been 9 months now. I need to know so that I can word my request properly as I do not want a backlash from them cause if it happens I scared they won't increase my credit limit for this year heh.
soitsuagain
post Sep 10 2011, 10:10 PM

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QUOTE(charymsylyn @ Sep 10 2011, 01:52 AM)
CL info along with repayment info is updated in CCRIS with a 2-3 months lag.
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Mine is already 9 months. It was increased January of this year.

Btw, have anyone receives letters from bank asking us to prove our income yet?
soitsuagain
post Sep 10 2011, 10:45 PM

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QUOTE(onthefly @ Sep 10 2011, 07:23 PM)
the story is

the fella thought i was principle and submitted my application. that fella did not ask if it was principle or supp

now come tell me "why didn`t u tell me i am supp earlier" and told me i need wait 6 months. i like wth? i ask for manager. say manager not in.

can any1 enlighten me wat can i do or faced this problem before. can i appeal??. obviously this is not my mistake.
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wait a minute. i don't get it. you applied with a supp card as a reference card? i doubt it make any difference. the last card i applied don't even need any reference cards.
soitsuagain
post Oct 1 2011, 12:03 AM

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QUOTE(Gen-X @ Sep 29 2011, 05:19 PM)

Following the foot steps of MBB CEO, I also hereby request that BNM governor adopt my suggestions that only people earning RM36K and above can qualify for a credit card and credit limit shall not be more than 2X (combined for all cards from all banks) monthly salary & stop BT and Installment Plans before the debt situation gets worst and I tell you "I told you so".  brows.gif
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To be honest though, if any group dies it will be the RM3k to RM8k group that dies the greatest death and falls into the deepest chasm.
soitsuagain
post Dec 1 2011, 10:17 PM

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QUOTE(chemistry @ Dec 1 2011, 05:52 PM)
My workplace forbids handphones. I won't be able to be alerted if my card is being fraud because the phone is not with me.
I am not asking the bank to change the plan. I'm just saying I am in potential risk.
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wow do you work in a prison? shocking.gif rclxub.gif
soitsuagain
post Jan 2 2012, 08:32 AM

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Happy New Year to all.

So does anyone have a credit limit increase this year? Mine do not. sad.gif
soitsuagain
post Jan 2 2012, 07:57 PM

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QUOTE(David83 @ Jan 2 2012, 01:03 PM)
Does the bank increase limit in annual basis? hmm.gif
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Yeah, always on the first day of the year. Not this time though. Must be the BNM requirements telling the bank not to unless with our agreement. I wonder if anyone have their CL increase since the announcement.

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