any credit card that offer GST-free and annual fee-free?
Credit Card v16, Ask general questions here, Please read the 1st post before posting!
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 Jul 12 2011, 04:33 PM
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#1
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1,820 posts Joined: Jan 2003 From: KL/Singapore   
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Jul 14 2011, 09:55 AM
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#2
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1,820 posts Joined: Jan 2003 From: KL/Singapore
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QUOTE(chemistry @ Jul 13 2011, 10:51 PM) the AF is an upfront fee for next year usage. What about GST? It is charge upfront too. Can we do the same i.e. call after chage and if can't get waive then cancel it without paying it?That means, if you do not want to use the card anymore, you are not obliged to pay AF.  |
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Jul 14 2011, 07:19 PM
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#3
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1,820 posts Joined: Jan 2003 From: KL/Singapore
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QUOTE(Gen-X @ Jul 14 2011, 07:14 PM) I just got my AMEX Gold Charged Card statement and they imposed GST. So called CS and told them that I cancelled it 2 months back but their system did not show. Anyway, the CS said will cancel the card again and reverse the GST charges. That mean u're cancel 1st b4 impose on GST. It is safe, but how about charge then only cancel? Anyone experience before? |
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Jul 14 2011, 07:25 PM
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#4
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1,820 posts Joined: Jan 2003 From: KL/Singapore
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QUOTE(Gen-X @ Jul 14 2011, 07:22 PM) Yes I remember calling CS to cancel the card but thier system show otherwise. Same theory applied to annual fee? It is charge upfront. So can we terminate it after being charged if you're not consume anything using the card?If you use the card after anniversary date, then it is not fair that you ask for waiver if you terminate the card. |
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