Nov 17 2011, 10:03 AM
QUOTE(Edison83 @ Nov 17 2011, 09:40 AM)
Hi, this is the 1st time I intend to buy some item using installment,
I'm aware that its not exactly 0%, the merchant add up 4-5% (its depend on company) on the item before swipe the card
My question is let say i buy an item worth RM2000 (after being "extra" charge by merchant), and I wanna put it under installment for 24 month so basically I need to pay RM84 per month,
1. does the total amount of RM2000 gonna appear in my statement or it just appear RM84 on that item?
2. Does it show anywhere that how much i still owe to complete the installment?
3. My limit is RM5k, so my limit will drop to RM3k until I complete the installment, correct?
1. RM84 on the item.I'm aware that its not exactly 0%, the merchant add up 4-5% (its depend on company) on the item before swipe the card
My question is let say i buy an item worth RM2000 (after being "extra" charge by merchant), and I wanna put it under installment for 24 month so basically I need to pay RM84 per month,
1. does the total amount of RM2000 gonna appear in my statement or it just appear RM84 on that item?
2. Does it show anywhere that how much i still owe to complete the installment?
3. My limit is RM5k, so my limit will drop to RM3k until I complete the installment, correct?
2. No showing anywhere. But in the backend, bank can still see how much you owe or how much is the total amount
3. yes
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