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Credit Card v16, Ask general questions here, Please read the 1st post before posting!
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pillage2001
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Jun 28 2011, 12:39 AM
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QUOTE(MilesAndMore @ Jun 25 2011, 05:04 PM) Ah ... now it makes sense  I guess I am one of them who got the upgrade. I am still contemplating if I should make the move. I have no use of the points in my platinum now as the points are collected way faster through my AMEX Gold CC so wondering if I should just for the sake of getting a VS.....opinions? I do travel quite abit due to my work nature and the non expiry miles sound like a good deal. Getting a free trip every other decade sounds pretty cool.
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pillage2001
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Jun 28 2011, 01:45 PM
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QUOTE(MilesAndMore @ Jun 28 2011, 01:33 AM) Can this really be considered an upgrade ? Because if one were to apply for the Citibank PremierMiles VISA Signature using a salary slip, the salary required is actually lower than Citibank VISA/MasterCard Platinum. I personally see this more like a second card rather than a upgrade. Just my RM0.02  Was hoping to keep it as a second card but they told me I would have to cancel my platinum one. Hmmmm......I don't even know why I was given a Platinum in the first place when my salary is not there yet. LOL. I thought the minimum amount for both the platinum and premier miles are the same?
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pillage2001
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Jun 28 2011, 03:17 PM
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QUOTE(hye @ Jun 28 2011, 02:46 PM) You are offered a Platinum so that you will be attracted to sign up with the bank vs other bank who offered you lesser. (Which I believe you happily accepted the Platinum) These days type/color of card does not indicate your actual earning power, more like perceived earning power. Take some effort to understand the AirMiles conversions rates and the minimum that you need before you could go anywhere. Using credit cards as a perceived standing status is not a wise move for anyone. I know what you mean. Have been thinking hard on it. I have never used my points to change for anything and as said, the Amex gold cc collects point alot faster since I only use the card for petrol. As for the visa, I use them to pay my insurance premiums ( 10k++ per year ) and for times that I can't use my Amex, visa would be my second choice. I have frequent flyer miles with SIA and Rm3 to 1 Airmile to 1 Krisflyer points seem pretty good of a deal compared to other cards ( I know Amex has a krisflyer amex card which is Rm2 to 1 krisflyer mile but the insurance coverage is half of what the PremierMiles offer ). I'm not pro in this but I tend to stick with citibank for the convenience and all. I have had nightmares with CIMB, HSBC and UOB so I'm staying away from them now......
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