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Credit Card v16, Ask general questions here, Please read the 1st post before posting!
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parsona
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 Jun 19 2011, 01:19 AM
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dont know why my topic was deleted, seems like some people are overzealous in their attempts to keep the boards clean?
Anyway I would really like some advice.
I'm currently overseas and might be running out of cash. I only have my credit card (maybank2 cc), didn't bring my ATM.
Is it possible to use the credit card on their ATMs to withdraw? ATMs will ask for a PIN number but I don't have one for my CC. Can I call maybank to give me a PIN?
Thank you
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parsona
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Jun 19 2011, 11:05 AM
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QUOTE(hye @ Jun 19 2011, 06:11 AM) And yes, it is possible to withdraw via credit card but be aware of the high interest rates and cash withdrawal charges which will be imposed from the day the withdrawal is made. We do not advise to use this method unless it is a total emergency which cannot be avoided. Thanks for the replies. When you say high interest rates, does it mean interest will be charged from the day of withdrawal, and I am still subject to paying interest even if I clear my CC balance on time? QUOTE(Gen-X @ Jun 19 2011, 09:41 AM) you must to be the covert agent I 'm talking about, hahaha JK Since you got no pin number with you, I doubt MBB will give one over the phone, so it is not possible for you to withdraw cash from ATM. BUT I remember more than 20 years ago in USA, anyone can go to the banks and withdraw cash with credit cards over the counter with the tellers. If there is a MasterCard or Visa logo on the bank door, most probably I guess you still can do so. Check it out. My advise to all, get a Debit Card for overseas cash witdrawal, while in US 2 years ago, I had no problems withdrawing cash with my UOB Debit Card at many of the ATM but couldn't do so with my RHB Debit Card  Thank you for your suggestion for over the counter bank withdrawal. I will try this tomorrow. Can anyone confirm if this can still be done? |
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parsona
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Jun 19 2011, 12:08 PM
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QUOTE(Gen-X @ Jun 19 2011, 11:16 AM) this is really worth to try out, save lots on interest. But does he need to be in chinatown? Read below link where I touched on cash withdrawal briefly and go to MBB site to read more on the T&C Credit Cards Are Cash Cow for Banks. Are You Wroking For The Banks?And by the way, withdrawing cash from bank tellers are imposed the same interest rate as withdrawing from cash machines and not sure if there are additional fees. I'm actually IN China itself. I tried paying for something with my CC earlier, but the CC terminal machine thing was prompting for a PIN number! |
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parsona
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Jun 19 2011, 01:13 PM
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QUOTE(ronnie @ Jun 19 2011, 12:11 PM) Can the CC terminal ignore the PIN part ? It is possible in Australia. Thanks, I'll ask them the next time. They probably didn't know themselves. |
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