Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card v16, Ask general questions here, Please read the 1st post before posting!
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 Sep 10 2011, 07:23 PM
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#1
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Senior Member
1,314 posts Joined: Aug 2007 
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the story is
the fella thought i was principle and submitted my application. that fella did not ask if it was principle or supp now come tell me "why didn`t u tell me i am supp earlier" and told me i need wait 6 months. i like wth? i ask for manager. say manager not in. can any1 enlighten me wat can i do or faced this problem before. can i appeal??. obviously this is not my mistake. |
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Sep 11 2011, 01:25 AM
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#2
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Senior Member
1,314 posts Joined: Aug 2007
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QUOTE(hye @ Sep 10 2011, 09:42 PM) Agreed. @onthefly you knew very well of your supplementary card status but yet you submitted the application. I won't speculate whether you intentionally or unknowingly submitted the card application - I believe you can answer this yourself and in fact well aware and in full knowledge of your own intent. Ok it partly my mistake but i really do not know the procedure as this is my first time applying CC. Well known fact that only principle card holders can use their card as reference. You cannot blame others except yourself in this case and appreciate if you don't compound the situation further by asking for the manager.  i want to apply as a principle. she ask me if i got any exisintg maybank card? i just show mine. i do not know until now that i can`t use a supp as a reference BUT last week i went with my fren and my fren did the same. show IC, pay slip, and a maybank sub card and next few hour he got his card. In my case., i gave my pay slip and IC but she said not needed. QUOTE(soitsuagain @ Sep 10 2011, 10:45 PM) wait a minute. i don't get it. you applied with a supp card as a reference card? i doubt it make any difference. the last card i applied don't even need any reference cards. she ask if i have existing maybank card. i gladly show my supp card.ok the question now is.. can i somehow still able to apply for this card? that fella told me 1) you can try to submit again at another branch 2) as me cancel my current sub card n apply again 3) ask some1 to apply for principle n give me sup 4) wait 6 monts 5) ask me open a FD account to get a card i am sure things can be reverse or some exception. like wth 6 months ? don`t they want customer ? and the reason for calling in manager is not to find fault. i was hoping the superior one can overwrite rules as my fren applicatoin in HSBC got rejected, he called up manager and got it resubmit and he finally got his card. This post has been edited by onthefly: Sep 11 2011, 01:33 AM |
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Sep 12 2011, 02:46 PM
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#3
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Senior Member
1,314 posts Joined: Aug 2007
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QUOTE(Gen-X @ Sep 12 2011, 06:40 AM) I can't believe that you are repeating what is so obvious, hahaha looks like my scenario, i go try apply again. this time i will say. " THIS IS MY SUPP CARD. AND I GIVING U MY PAYSLIP WHETHER U LIKE IT OR NOT" yes you are right, one cannot apply with supp card. when my wife applied for her Maybankard 2 Cards before CNY (at 1U booth with MBB HQ staff - not at card centre), she gave two cards for reference, one her own Alliance Plat CC (less than a year) and the her Supp Amex charge card. And when I got home, faxed over borang BE. Found out just before CNY with MBB CS that her application was "rejected ". Then after CNY called MBB staff that took the application and she said checked system it says can't process based on supp card. I guess her Borang BE never reached the processing dept. So refaxed BE Form to the agent and her application was approved. Click here to read about My Wife's Application for Maybankard 2 Cards. She ended up having her own MBB 2 Principal and also supp from me! So, I get up to total RM100/month cash back from MBB 2   Last weekend my wife bought her cake mixer costing RM2K at Best Denki, she charge RM1K to her MBB2 AMEX and the balance to my MBB 2 AMEX and it was like we got discount of RM150 (RM100 cash back and RM50 with 5xTP)   btw genx great website, help me alot  This post has been edited by onthefly: Sep 12 2011, 02:47 PM |
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Sep 13 2011, 12:04 PM
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#4
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Senior Member
1,314 posts Joined: Aug 2007
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some updates. called up mbb HQ and got the greenlight to get mbb2. yay
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Sep 17 2011, 07:35 PM
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#5
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Senior Member
1,314 posts Joined: Aug 2007
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QUOTE(onthefly @ Sep 13 2011, 12:04 PM) some updates. called up mbb HQ and got the greenlight to get mbb2. yay finally got my mbb2 card  , 6 months my foot . |
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Jan 20 2012, 01:08 AM
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#6
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Senior Member
1,314 posts Joined: Aug 2007
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wow so many ppl lost their CC. dangerous.
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