I own CCs from more than 2 issuers. My annual income atm is a couple of hundred short of the Rm 36,000 mark. All of my cards' anniversary are around May-July. My salary will increase next year, bringing my annual income over rm36k, when that happens. I have some questions some of you might be able to answer.

What if I do not cancel/ or bring down my cards down to only 2 after Dec 2011? Would I still be able to keep them and wait until the anniversary date of my cc in 2012? By that time (anniversary), I would provide my new income details. Thanks.