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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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link87
post Jan 5 2012, 11:31 AM

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i applied for public bank cc, they received my application on 22/12 and still processing until now.. is this normal? my friend told me probaly get rejected.. this my first credit card.. my basic 2.2k..
link87
post Jan 12 2012, 04:54 PM

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QUOTE(zenquix @ Jan 5 2012, 12:06 PM)
iirc, historically in this forum, pbbank has a lower approval for first-timers.
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call the public bank CS and said my CC alreday approved. rclxms.gif
link87
post Jan 19 2012, 10:12 PM

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wanna ask..

today i pumped petrol using PB esso CC, rm50.01. got msg from public bank, the trnsaction rm200.00.

Called Cs, they said public bank will hold rm200 for every petrol purcahse and will be rebate after 2-5 days. is it true?

This post has been edited by link87: Jan 19 2012, 10:12 PM
link87
post Jan 19 2012, 10:24 PM

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QUOTE(David83 @ Jan 19 2012, 10:18 PM)
Yes. Only applicable when pumping petrol. The petrol swipe will withhold RM 200 regardless what amount you pumped (< RM 200).
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notworthy.gif TQVM
link87
post Feb 3 2012, 10:57 PM

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i suggest that u apply form other bank such as uob,

i have applied my first CC from different bank in the same month
1st - HSBC - rejected
2nd - citibank - rejected
3rd - public - approved
4th - uob - approved

link87
post Feb 16 2012, 04:58 PM

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today i received pin number from bank rakyat, then i called bank rakyat and said my credit card have been approved on 31/01/2012.

i actually apply online early december and before CNY i already called them and said there is no application with my name or IC. then proceed to apply with another bank, Public bank and Uob, both approved.

today, adding up with bank rakyat,totally 3 card. what to do? BNM rules allowed only 2 cards right?

This post has been edited by link87: Feb 16 2012, 04:59 PM
link87
post Feb 17 2012, 12:09 AM

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my annual income below 36k, thts y im worried,

'dear sir, ur card is not activate yet, after 3 month it will expired by itself, regarding the goverment fee only can be waive if swipe once'

totally blur about the explanation, i think i need to pay rm50
link87
post Feb 17 2012, 12:00 PM

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QUOTE(WaCKy-Angel @ Feb 17 2012, 11:57 AM)
Nope, GST is charged once the card is approved, whether cardholder use/collect the card or not.
I have confirmed that with BNM by conversation as well as email.

But the bank is allowed to waive (or absorb) the cost, depending on your luck (if a good officer handle your case).

I personally experienced it b4..
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i think i need to go the branch and clear things out notworthy.gif

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