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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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lalakidzz
post Sep 1 2011, 08:01 PM

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please enlighten me on something guys,

I had a Maybank 2 cards Gold since May 2011. That would be my first credit card ever.

I would like to prompt for other bank credit card but almost all banks requires my card to be more than 1 year. It would be easier to apply if i provide my pay slip and related other income documents. However i have just switched to other company. Its a bank.

I had car loan more than 1 year already. It is possible for me to apply another bank credit card with providing my current credit card and a 1 month pay slip as an income document ? Or otherwise upgrade my Maybank credit card limit ?
lalakidzz
post Sep 1 2011, 08:33 PM

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i dont have ea statement. epf got the latest 1, and payslip only got 1 month only. apply credit card or credit increase ?
lalakidzz
post Sep 1 2011, 11:11 PM

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if apply my bank card, they will issue a staff card for me. 3k limit only ah.

im planning to apply cimb bank, but my friend who is working with cimb claim that 1 month payslip and latest epf is not very sufficient. the approval rate only 40%..
lalakidzz
post Sep 1 2011, 11:26 PM

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hahaha, thats the problem. i only have 1 month payslip due to late submit some documents to HR. so for august.. no pay =.=
lalakidzz
post Sep 2 2011, 12:24 AM

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erm, income around 6k+ havent deduct epf and this that. i settle my debts everytime without owing. I need a higher credit limit cause my expenses more than that.

need to use the card to pay first for the stuff im buying before i can sell it off to customer ma. credit limit not enuf always need use cash.
lalakidzz
post Sep 3 2011, 11:42 PM

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QUOTE(alexwsk @ Sep 2 2011, 11:50 AM)
since u have one month salary slip now, just wait another month lo, what's so difficult sweat.gif
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but my another month salary wont be that high. due to my banks revised something. It makes a really really big different.
lalakidzz
post Sep 5 2011, 12:21 AM

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revised the commission skim.

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