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Credit Card v16, Ask general questions here, Please read the 1st post before posting!
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lalakidzz
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Sep 1 2011, 08:01 PM
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New Member
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please enlighten me on something guys,
I had a Maybank 2 cards Gold since May 2011. That would be my first credit card ever.
I would like to prompt for other bank credit card but almost all banks requires my card to be more than 1 year. It would be easier to apply if i provide my pay slip and related other income documents. However i have just switched to other company. Its a bank.
I had car loan more than 1 year already. It is possible for me to apply another bank credit card with providing my current credit card and a 1 month pay slip as an income document ? Or otherwise upgrade my Maybank credit card limit ?
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lalakidzz
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Sep 1 2011, 08:33 PM
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New Member
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i dont have ea statement. epf got the latest 1, and payslip only got 1 month only. apply credit card or credit increase ?
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lalakidzz
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Sep 1 2011, 11:11 PM
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New Member
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if apply my bank card, they will issue a staff card for me. 3k limit only ah.
im planning to apply cimb bank, but my friend who is working with cimb claim that 1 month payslip and latest epf is not very sufficient. the approval rate only 40%..
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lalakidzz
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Sep 1 2011, 11:26 PM
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New Member
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hahaha, thats the problem. i only have 1 month payslip due to late submit some documents to HR. so for august.. no pay =.=
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lalakidzz
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Sep 2 2011, 12:24 AM
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New Member
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erm, income around 6k+ havent deduct epf and this that. i settle my debts everytime without owing. I need a higher credit limit cause my expenses more than that.
need to use the card to pay first for the stuff im buying before i can sell it off to customer ma. credit limit not enuf always need use cash.
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lalakidzz
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Sep 3 2011, 11:42 PM
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New Member
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QUOTE(alexwsk @ Sep 2 2011, 11:50 AM) since u have one month salary slip now, just wait another month lo, what's so difficult  but my another month salary wont be that high. due to my banks revised something. It makes a really really big different.
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lalakidzz
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Sep 5 2011, 12:21 AM
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New Member
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revised the commission skim.
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