Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card v16, Ask general questions here, Please read the 1st post before posting!
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 Dec 27 2011, 11:49 AM
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#1
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Senior Member
1,358 posts Joined: Feb 2006  
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question:
credit card interest charge when together with epp assume retail outstanding = rm2000, epp outstanding = 2400 (12 months) hence : the total minimum payment = 5% * (2000) + 2400/12 = RM300 am i right?? if paying minimum only, does the epp outstanding getting charges interest?? (because i know the outstanding for retail will charges since the posted day) |
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Jan 3 2012, 10:59 AM
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#2
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Senior Member
1,358 posts Joined: Feb 2006
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maybankard 2, approve in 1 hour if document complete and apply at certain place (1u and klcc)
yes, document either payslip / epf statement or bank statement |
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Jan 3 2012, 01:43 PM
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#3
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Senior Member
1,358 posts Joined: Feb 2006
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QUOTE(gkl83 @ Jan 3 2012, 11:02 AM) cant GET card within 1 hours... but will approve in very short time... as for my case, i received their call while still shopping at one u, approx 1 hour. then i visit them to collect and sign the agreement at the spot. the credit card will send via courier instead (poslaju) to the registered address after the application approval after 1-2weeks... just do photostat copy / bank statement / company offer letter or any related documents which will let the bank think that you afford to pay the credit card later...   QUOTE(nabilfareez @ Jan 3 2012, 11:02 AM) if dun have epf statement can or not?? bcoz dunno where i can find kwsp kiosk around pj or sunway area.. yes, can, but your pay slip must show your gross income > 2.5k.Added on January 3, 2012, 11:17 am my basic is rm2300 + allowance rm250 + unlimited claim.. staying with my parents.. juz bought a car last october.. so basically can my credit card will be approved?? |
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Jan 3 2012, 02:48 PM
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#4
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Senior Member
1,358 posts Joined: Feb 2006
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QUOTE(princezs @ Jan 3 2012, 01:51 PM) if prompt case normally get within one hour, if first time apply i think need 1~2weeks for verification and approval, then you'll receive your card within 1-2 weeks hmm.. i also 1st timer. and i still get card around 1 hour. |
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