Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card v16, Ask general questions here, Please read the 1st post before posting!
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 Feb 3 2012, 02:42 PM
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#1
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Senior Member
3,668 posts Joined: Jun 2006 From: Bikini Abyss  
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QUOTE(JLean @ Feb 3 2012, 02:39 PM) Hmm, Your application should easily be approved by the bank isn't it?  NO. people without credit history are bad deal for bank. even with healthy bank balance. This post has been edited by cracksys: Feb 3 2012, 02:43 PM |
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Feb 3 2012, 02:46 PM
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#2
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Senior Member
3,668 posts Joined: Jun 2006 From: Bikini Abyss
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QUOTE(kelvin8810 @ Feb 3 2012, 02:42 PM) what is credit history? loan? property? any credit payment history with bank. ah long exempted. |
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Feb 3 2012, 02:56 PM
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#3
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Senior Member
3,668 posts Joined: Jun 2006 From: Bikini Abyss
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QUOTE(ycyip @ Feb 3 2012, 02:47 PM) I'm just afraid there's fraud involved. Maybe somehow, someone used my IC to apply for a loan. (which I do not know about) And then, the bank saw that I have a big commitment, hence refuse to give me more credit. Actually I don't need their credit  Just want the convenience of carrying less cash around  if that so, you can request for your CCRIS from bank negara. just walk in with your IC, free of charge. |
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Feb 3 2012, 03:07 PM
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#4
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Senior Member
3,668 posts Joined: Jun 2006 From: Bikini Abyss
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QUOTE(ycyip @ Feb 3 2012, 03:03 PM) Thanks for advise. Need to plan and take leave one day just to go down KL =,= Haiz hassle, if only bank will state the reason for declining!! one time visit only  you'll have complete history of credit and maybe, find out why your application are being rejected.could be someone else using your details for loan. who knows. |
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