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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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cookie860217
post Dec 15 2011, 11:26 AM

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did anyone receive SMS from Hong Leong Bank say will increase credit card limit and send a certain code with IC number to a number to confirm?

just want to ask if anyone received the same SMS as me
cookie860217
post Dec 15 2011, 04:18 PM

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QUOTE(rayng18 @ Dec 15 2011, 02:09 PM)
Yup usually they will send a letter to tell you that the cc limit has been increased. So requesting your IC to confirm seems something is not right. All my increment in CL have always via official letter including HLBank
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If not mistaken BNM say cannot simply increase credit limit without informing the card members so I thought it is a new way to increase credit limit for customers

Offer customers first and ask for their approval.
cookie860217
post Dec 15 2011, 06:04 PM

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QUOTE(b00n @ Dec 15 2011, 04:45 PM)
That's why I guess the new tactic is to solicit customers by the way of SMS. So once customer replied the SMS, they took it as proof that customer wants increase in line. In the event that is the new tactic, I don't think they will request for IC as well. It should be card number instead.
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just called them and they confirmed sending the SMS. probably they want pax to confirm IC number as proof.
cookie860217
post Dec 15 2011, 07:15 PM

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QUOTE(limchee @ Dec 15 2011, 06:36 PM)
hello,

i am applying for my 1st credit card. i understand that citibank requires 3 month payslip for the application. I have lost one of my payslip, can i submit the 3 payslip which are not consecutive, eg Aug Oct Nov (Missing Sept payslip)
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better u wait for December payslip as if you get rejected because of this reason you have to wait 6 months to apply again

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