Hi, anyone know which KFC outlet can accept redeem with points for DA?

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Just to add ... what you failed to understand if that you are thinking that all you need to do is to pay the minimum amount from your RM4K "loan" and count the interest based on that RM4K. Please note .... the moment you do this, your mum's card will lose the 20 interest free period and you are now paying interest for the entire amount used on you mum's card. (Interest now depends on how much have you spent on the card)

Listen to what everyone is telling you. Either ...
1. Do IPP
2. Do buy anything you cannot afford, period.

Sound harsh but you'll thank us down the road.

Hi Human Nature, check your PM... Hope the info helps

And yes. I have experienced all this myself  

Latest Promotion from Standard Chartered CC

It's really funny. It has now gone back to 0.5% cash back. I guess they received too many complaints and cancellations. For those who have just cancelled the card, good luck to you.

I just received a call claimed to be from Maybank, informing me that someone is using my card to charge 2K transaction for Takaful. He wanted to stop the transaction but need to verify my card number & expiry date for verification purpose. Then, asked me to give my card number & exipry date.

I called back MBB card CS to investigate. No such transaction ever recorded in their system.

Please be alert of this fraud.

You pay RM200 on 30th May 2011. Which means you have outstanding Balance of RM9,500 not cleared and carried forward.

i came across a roadshow that held in my nearby shopping center today. The sales person told me HSBC is offering 8% cash rebate discount in grocery, petrol and dining. Its valid until the end of this year. Anyone can confirm this?? The card he intro is HSBC Gold.

He also told me they will waive the annual fees and government fees for the 1st year with only 3 swipes. Is this true? 

Did you inquire why the cashier hand is so itchy?

WTA. If I erased the CVV from the card, is it still valid and accepted by merchants?
What is the best method to conceal it?

just make sure u sign up for mastercard secured and VBV for visa to prevent any illegal online purchase

May I know what is BNM email to complain regarding credit card issue?

Thanks.

I simply don't understand why some of you need CL up till 50k / 100 CL. Have you ever ultilise 50% of it?

Whenever I get a new credit card, I need to call up the bank to reduce my CL of 20% till 50% for certain card. And the customer service officer just stunned when I called to make the CL deduction request. I travel quite frequent, if my card being stolen and used to buy things. I will cry until no tears.

But thank good. Now I now that my credit card liability due to fraud case is restricted to RM150. 

1. A person submits a CC application through a third party agent or a bank staff who dealt with CC application (agent?).
2. The agent / bank staff ammended the application form before forwarding it to the processing department (address, phone no, signature).
3. The CC application gets approval by the processing department (innocent party), but mailed to the 'new' address'.
4. The signature and verification details have been changed, so getting authorization is easy (mother's maiden name, DOB, IC no etc).
5. The card can now be used for transactions and charged to the original person who may not even aware about it until it is too late (the name and IC no remains unchanged).