got a call from maybank asking me to switch my maybank2card to visa infinite.. foc frist year .. is this card any good? thks

I just published My Credit Cards 100th Post - The Best Credit Cards in 2011 The contents have no new substance except me blah blah blah. I even wasted time designing the Ultimate Credit Card for the year of the dragon 

I would like to thank you guys for using up your time to read my articles at my credit cards blog and pointing out the numerous errors and typos too.  Even though I may not reply your post, I do appreciate when you guys post here to mention that you found my articles interesting or informative or enjoy reading them. Come to think of it, a reader did comment my posting as a "service", which is in a way true because I started the blog 2 years ago because people keep asking the same questions here and with my articles I hope to provide the relevant answers they are looking for (but somehow always sidetrack, haha). Once again, thank you.

hi everyone,

i notice the "Maybankard 2 Gold and Platinum Cards V2" thread is closed. So I guess will post here instead.

I just paid my recent credit card bills RM1,000.76 and it is showing as below:-

Minimum payment amount:
RM0.00
Outstanding balance:
RM0.00
Statement balance:
RM1,000.76

How come my statement balance is still RM1,000.76 and not ZERO? Before this it will always show ZERO when I clear my credit card? A bit confused.

Any help? Thanks.

did anyone receive SMS from Hong Leong Bank say will increase credit card limit and send a certain code with IC number to a number to confirm?

just want to ask if anyone received the same SMS as me

My boss tried to book me a hotel for my business trip, however, the transaction failed, for 3 times. So we decided to pay cash upon arrival. However, when the bill came, he found that he was charged for the failed transactions, 3 times, RM3K!! What should we do? I've talk to the hotel but they say there is no record of the credit card transaction or booking history!

So if I pay the bill next month, let say I took rm300 from cash advanced, next month the bill should be rm300 + 5% or rm300 + 18%? Which amount I should pay?

Ha?? Not if I withdraw the money from 1 jan 2012, then my bill due date is 25 jan.. It will only count the 18% after 25 jan? Now is I took the money on 1 jan 2012, then the interest 18% will charge everyday from 1 jan 2012??

But the bank told me 18% is per annum.. Wat is mean by per annum? If per annum not every month charge 1.5% meh?? Why now everyday charge 18%? I really dun understand now.

even 8X also cannot beat 5.0% rebate for MBB 2 AMEX and OCBC titanium

Good, very good, first CC to use the No.8 for marketing purposes for the Year of the Dragon. Hopefully soon we can see  8% cash back cards.

Hi wanna ask some question here;
I own the card with credit limit below;

1. Citibank - 9k
2. Hsbc - 5k only

now i apply alliance bank Ikea credit card to buy some furniture and got surprise it give me 17k credit limit   

I was so shock with the different lol, wanna ask is this norm for Ikea card to give high limit ? or because i just recently buy a house with Alliance bank loan ?

got such thing? I having a Housing Loan with OCBC if I apply for OCBC Titanum, I will get more CL compare to my other credit card?

If cash advance,  then it is ok with 18%interest. But above case is over paid rm1000. I just withdraw back my overpaid money, not advance bank money. So can argue with bank for term of 'cash advance '