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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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chemistry
post Jul 18 2011, 11:45 PM

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QUOTE(hye @ Jul 18 2011, 11:33 PM)
Many now chase after this "false" sense of security and recognition. I mean what's the point of holding a Platinum card like that?
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To enter The Garden's premium washroom sweat.gif tongue.gif doh.gif
To use the Platinum parking at 1utama hmm.gif
Alec.Yong
post Jul 18 2011, 11:48 PM

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QUOTE(chemistry @ Jul 18 2011, 11:45 PM)
To enter The Garden's premium washroom  sweat.gif  tongue.gif  doh.gif
To use the Platinum parking at 1utama  hmm.gif
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To enter the IR at casino, Genting Highland. (But now no longer valid).....


chemistry
post Jul 19 2011, 12:02 AM

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QUOTE(Alec.Yong @ Jul 18 2011, 11:48 PM)
To enter the IR at casino, Genting Highland. (But now no longer valid).....
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I have not made any footstep in Genting casino.
I just don't feel like entering casino. rolleyes.gif
Gen-X
post Jul 19 2011, 12:52 PM

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I just read an article that the average credit card interest rate in Brazil is 238%. Nice number tho, haha. Thought I post it at My Credit Cards blog and you know lah, I will blah blah blah. Click below link to read my article.

http://creditcardsmalaysia.blogspot.com/20...-brazil-is.html
DarReNz
post Jul 19 2011, 12:57 PM

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my post seems to disappear anyway I asked since this is the 2nd year most of the people have their gomen RM 50 taxed, anyone managed to get em waived with the annnual fees ?
SUSDavid83
post Jul 19 2011, 01:03 PM

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QUOTE(Gen-X @ Jul 19 2011, 12:52 PM)
I just read an article that the average credit card interest rate in Brazil is 238%. Nice number tho, haha. Thought I post it at My Credit Cards blog and you know lah, I will blah blah blah. Click below link to read my article.

http://creditcardsmalaysia.blogspot.com/20...-brazil-is.html
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Brazil has a lot of financial and economic problems internally.
beyond86
post Jul 19 2011, 07:24 PM

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QUOTE(DarReNz @ Jul 19 2011, 01:57 PM)
my post seems to disappear anyway I asked since this is the 2nd year most of the people have their gomen RM 50 taxed, anyone managed to get em waived with the annnual fees ?
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no cry.gif
Human Nature
post Jul 19 2011, 11:58 PM

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Any RHB card holder here? Please comment on their customer service and any extra benefits or privilages. Able/easy to get the annual fee waived?

Thanks
Gen-X
post Jul 20 2011, 05:56 AM

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QUOTE(Human Nature @ Jul 19 2011, 11:58 PM)
Any RHB card holder here? Please comment on their customer service and any extra benefits or privilages. Able/easy to get the annual fee waived?

Thanks
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Well, RHB Platinum/PB CS service (same number 92061111) is very good as far as I am concerned. They will call me back if they can't answer my queries on the spot. But I think thier CS not 24/7.

As for annual fee, I think RHB cards comes with auto waiver if spend certain sum for swipe certain times. I know that my previous EVO card I have to swipe once a month and for Plat you got to spend RM36K/year. Check the conditions for the card you are interest in.

However RHB promotions and benefits are not that great. Click here to read my short article on RHB card, which is really nothing to read about.
gerrardling
post Jul 20 2011, 09:09 AM

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QUOTE(Gen-X @ Jul 20 2011, 05:56 AM)
Well, RHB Platinum/PB CS service (same number 92061111) is very good as far as I am concerned. They will call me back if they can't answer my queries on the spot. But I think thier CS not 24/7.

As for annual fee, I think RHB cards comes with auto waiver if spend certain sum for swipe certain times. I know that my previous EVO card I have to swipe once a month and for Plat you got to spend RM36K/year. Check the conditions for the card you are interest in.

However RHB promotions and benefits are not that great. Click here to read my short article on RHB card, which is really nothing to read about.
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bro, wake up at 5am ? cant sleep ? RHB is great if u use paypal a lot
ViNC3
post Jul 20 2011, 11:38 AM

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Hi Guys,

I have updgraded my HSBC MasterCard GOLD (Conventional) to HSBC Advance Platinum (Conventional), but when I received the card last friday, it's HSBC Adavance Platinum AMANAH!

I do not want Amanah card, and my Advance Account is Conventional Account, not AMANAH.

Now that I called HSBC to verify, some of them said I need to re-apply again, and some said my Credit Card is actually Conventional Card in their System, but the card I received definitely have AMANAH on it!

Anyone encounter this before?
ronnie
post Jul 20 2011, 12:20 PM

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Got a verification call from Hong Leong Bank after 2 working days upon form submission. Quite fast.. let's hope the card arrive asap for me to cancel SCB
hye
post Jul 20 2011, 12:35 PM

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QUOTE(ViNC3 @ Jul 20 2011, 11:38 AM)
Hi Guys,

I have updgraded my HSBC MasterCard GOLD (Conventional) to HSBC Advance Platinum (Conventional), but when I received the card last friday, it's HSBC Adavance Platinum AMANAH!

I do not want Amanah card, and my Advance Account is Conventional Account, not AMANAH.

Now that I called HSBC to verify, some of them said I need to re-apply again, and some said my Credit Card is actually Conventional Card in their System, but the card I received definitely have AMANAH on it!

Anyone encounter this before?
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1. How did you upgrade the card ? Did you fill up a form ? (This is to determine B&W proof of your application and card of choice) I hope there's physical evidence of the upgrade and the card of choice.
2. It's clearly 2 different product at the physical level. Physical product and system information must match. No point allowing the ambiguity because merchant will only trust what they see.

You need to visit item No.1 because you may encounter problems if you want to cancel and reapply quickly. If the Amanah card does not meet your expectations, cancel the card immediately - tell the bank nicely and firm that this is not something you want to use due to the limitations of the card. Plus no point paying the RM50 fee for something you don't like.

This post has been edited by hye: Jul 20 2011, 12:36 PM
Human Nature
post Jul 20 2011, 01:44 PM

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Thanks Gen-X for the feedback. I have sent an email to inquire further on the RHB plat card to the listed CS email. Am using this to gauge their responsiveness as I prefer and rely on emails for communication.

ronnie, I thought you are replacing your SCB with AMEX charge card instead? or plan to get both? biggrin.gif
andy_lyy
post Jul 20 2011, 02:33 PM

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QUOTE(kezman @ Jul 16 2011, 11:47 PM)
can my supplementary card be link to my existing CimbClicks account????or I need to make a new account for the cc??
need it to view my account transaction...
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My cimbclick auto link my DA cc. Visa and master, both main and sub, total 4~ biggrin.gif
ghoss
post Jul 21 2011, 09:22 AM

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Hi Guys ,

I just received a sms from EON bank , saying

"Convert your purchases with RM500 and above to EON Bank Group Credit Cards My Payment Plan today!"

I cannot call them at the moment , anyone know anything about this ?

icon_question.gif
hye
post Jul 21 2011, 10:22 AM

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QUOTE(ghoss @ Jul 21 2011, 09:22 AM)
Hi Guys ,

I just received a sms from EON bank , saying

"Convert your purchases with RM500 and above to EON Bank Group Credit Cards My Payment Plan today!"

I cannot call them at the moment , anyone know anything about this ?

icon_question.gif
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If it is coming from the bank then it should be genuine.
WaCKy-Angel
post Jul 21 2011, 10:31 AM

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QUOTE(ghoss @ Jul 21 2011, 09:22 AM)
Hi Guys ,

I just received a sms from EON bank , saying

"Convert your purchases with RM500 and above to EON Bank Group Credit Cards My Payment Plan today!"

I cannot call them at the moment , anyone know anything about this ?

icon_question.gif
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Usually these are normal retail purchase convert to installment with interest/finance charge.
Say u buy RM100 things and u convert to installment for 6 months so every month pay about RM100 + maybe RM50 one-time finance charge or interest.
ghoss
post Jul 21 2011, 10:33 AM

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QUOTE(hye @ Jul 21 2011, 10:22 AM)
If it is coming from the bank then it should be genuine.
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Coming from 66600 , genuine number ?

QUOTE(WaCKy-Angel @ Jul 21 2011, 10:31 AM)
Usually these are normal retail purchase convert to installment with interest/finance charge.
Say u buy RM100 things and u convert to installment for 6 months so every month pay about RM100 + maybe RM50 one-time finance charge or interest.
*
Ok thanks . Will check and see.
hye
post Jul 21 2011, 10:44 AM

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QUOTE(ghoss @ Jul 21 2011, 10:33 AM)
Coming from 66600 , genuine number ?
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Normally for the scams and the private bulk SMS ... they will use a mobile number.

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