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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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gerrardling
post Oct 31 2011, 08:29 AM

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NEW promotion from SCB.

Make online bill payments via Standard Chartered Online Banking with over 600 merchants and get 20% CashBack
promotion link

This post has been edited by gerrardling: Oct 31 2011, 08:30 AM
gerrardling
post Nov 9 2011, 12:06 PM

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QUOTE(nokiaXP @ Nov 9 2011, 11:51 AM)
my hlb cl is rm8k but scb is rm20k.i wonder why hlb cl so low
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SCB is well known for its generous CL given to customer. if u wan another high CL card, try cimb
gerrardling
post Nov 18 2011, 08:53 AM

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SCB no longer sponsor this section ? get used to see that 20% cashback banner already
gerrardling
post Nov 21 2011, 02:22 PM

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QUOTE(MNet @ Nov 21 2011, 12:23 AM)
if put fd pledge for cc still need show them income statement?
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depends on which bank u want to apply. OCBC no longer accept FD pledge, for PBB, no need. Other bank, not sure
gerrardling
post Dec 1 2011, 03:41 PM

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QUOTE(Gen-X @ Dec 1 2011, 03:38 PM)
You are right except maybe for the first two days of the 1st weekend of the Dec 2011 and Jan 2012 where one may earn up to 20% cash back with AMBank credit cards.

I guess MasterCard is promoting the use of their cards since most of the listed banks' mastercard  are not entitled to reward points except for CIMB Petronas where it gives cash back. I guess the contest is also applicable to MasterCard Debit Card.
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why not using OCBC titanium since it is a mastercard also
gerrardling
post Dec 12 2011, 03:37 PM

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QUOTE(ronnie @ Dec 12 2011, 01:01 PM)
I still think black is a poor background color for loooong text. Other than that KEEP UP THE GREAT WORK !!!
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yeah, change to font color or back ground color. once finished reading, feeling dizzy
gerrardling
post Dec 12 2011, 11:22 PM

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The Public Bank Visa Infinite card comes without an annual fee for cardholders, offers a one per cent cash rebate for overseas transactions and 0.5 per cent cash rebate for local transactions, as well as complimentary access to airport lounges

Nothing special about this card. MBB VI totally pawn this card
gerrardling
post Dec 16 2011, 04:21 PM

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http://www.complain.com.my/entry.php/16-Ch...ith-Ambank!!

not sure if this is true or not
gerrardling
post Jan 3 2012, 10:14 AM

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QUOTE(vanderbilt @ Jan 3 2012, 08:57 AM)
With the implementation of the New Lending Guideline by BNM beginning 1st Jan 2012, does this mean there is no card to card application at all for all banks?

Does this mean even Priority / Premier / Privilege customers at banks need to provide income documents too?
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yes, no more card to card application
gerrardling
post Jan 5 2012, 08:01 AM

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QUOTE(ronnie @ Jan 5 2012, 07:49 AM)
In today's The Sun (Page 3)
Earn 8X TreatsPoints every weekend when you fill up at PETRONAS Service Stations or purchase groceries, with your PETRONAS Maybankard Visa or PETRONAs Ikhwan Visa.

Is this a new main feature for PETRONAS Maybankard Visa or PETRONAs Ikhwan Visa ?
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even 8X also cannot beat 5.0% rebate for MBB 2 AMEX and OCBC titanium
gerrardling
post Jan 10 2012, 10:33 AM

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QUOTE(zenquix @ Jan 10 2012, 10:15 AM)
i am trying to justify cancelling my Alliance Bank cards... tho the 2% + 1 TBP is stopping me sad.gif
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but u need to spend more than 2.5k to enjoy 2% rebate
gerrardling
post Jan 10 2012, 03:06 PM

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QUOTE(Gen-X @ Jan 10 2012, 03:01 PM)
Aeon card - what is good about it besides using it for installment plan and paying interest with it?
True, and it is free with 12 swipes too. Bro, you never know, they may offer 0% BT in the coming future   tongue.gif Somemore free access to KLIA PPL.
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Aeon card, RM80 cash back upon approval. Dont know still valid or not as this is last year promotion. what's good ? got 6 months 0% BT brows.gif

For Alliance platinum, it is almost similar to SCB biz platinum. But alliance's benefits is a bit better. how much points needed to redeem GST ? 10000 points ?

This post has been edited by gerrardling: Jan 10 2012, 03:09 PM
gerrardling
post Jan 11 2012, 12:04 PM

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QUOTE(cenkudu @ Jan 11 2012, 10:52 AM)
anyone have experience using KLIA transit (ERL)? I know we can use credit card for ERL KLIA express how about KLIA transit?

p/s: where we take KLIA transit train?  (is it outside the terminal or what)
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You can use any credit card for that also

QUOTE(zenquix @ Jan 11 2012, 11:26 AM)
They used to have it a year ago. Just fully paid up the 0% balance transfer last month

Added on January 11, 2012, 11:27 am

Yes 10k pts. Although I think the cost for vouchers is higher than normal
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Sounds good. But there are some bad feedback from some users here when they want to cancel the alliance card. They didnt remove it from CCRIS record when card is cancelled
gerrardling
post Jan 29 2012, 11:00 PM

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QUOTE(samsungXP @ Jan 29 2012, 10:26 PM)
how many month u never make payment on your cc then the bank will cancel your cc?can we convert all our cc outstanding balance to a installment loan like pl?
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bank will never cancel your cc unless you ask them to do so. If you still have not clear your outstanding amount, you cannot cancel your cc. Bank will never convert your amount to any installment plan, you never make any payment, your ic and your name will be blacklisted in CCRIS and the interest amount will keep increasing like a snowball

This post has been edited by gerrardling: Jan 29 2012, 11:00 PM
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