Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card v16, Ask general questions here, Please read the 1st post before posting!
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 Aug 24 2011, 04:19 PM
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#41
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Senior Member
1,684 posts Joined: Apr 2008  
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question to ask, when i check HLB website, they got 2 kind of balance transfer. one is their own one, another one is the old EON bank one which was merged into their system already. Question is which one to use ? same goes to cash on call.
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Aug 24 2011, 04:41 PM
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#42
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(WhiteWing @ Aug 24 2011, 04:32 PM) Guys,previously I own a EON bank CC,now EON already became part of HLB and I don't see EON bank anymore on the road. So if I go HLB to pay my EON Bank CC outstanding amount,can I still pay the credit card outstanding amount over there ? of course can |
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Aug 26 2011, 10:23 AM
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#43
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(Gen-X @ Aug 26 2011, 09:56 AM) noted the number. As for the Chinese characters, I got no idea what you wrote, but after translating it kind of get the menaing. It was like up and down like roller coaster ride. welcome back, where is our gift from macau ? another guy having fetish with credit cards, haha. indeed, he has SCB VI   To ALL: I was at Macau last few days and only used my MBB Plat MC. And you know what, there were two places where I can choose either to swipe in MYR or MOP based on MC conversion rate.  |
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Aug 29 2011, 09:28 AM
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#44
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(nokiaXP @ Aug 29 2011, 12:28 AM) scb given me 16k cl but hlb only give me 8k.how i wanna request hlb to increase my cl? your SCB card 1 year already ? if not, just use ur income to prove it to HLB |
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Aug 29 2011, 04:40 PM
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#45
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(nokiaXP @ Aug 29 2011, 04:17 PM) ord 1 year.still need income document or juz the cc? u apply HLB card using your existing CC or 2 months salary slip ? |
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Sep 1 2011, 11:24 PM
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#46
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Senior Member
1,684 posts Joined: Apr 2008
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cimb requires at least 2 months pay slip. just try and see. Write an appeal letter if they reject you
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Sep 2 2011, 08:22 AM
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#47
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Senior Member
1,684 posts Joined: Apr 2008
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after u pay for ur installment for few months, you should have enough credit limit already OR you can ask bank to increase your credit limit
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Sep 7 2011, 10:24 AM
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#48
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Senior Member
1,684 posts Joined: Apr 2008
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http://www.standardchartered.com.my/person...ines/index.html
SCB already asking those who earn below 36k per annum to update their income record. Citibank already did that. Guess other bank will follow soon |
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Sep 7 2011, 04:30 PM
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#49
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(MilesAndMore @ Sep 7 2011, 04:19 PM) The link did not say that those "supposedly" to be earning more than RM36k/pa do not have to update their income record at Standard Chartered. sorry, they didnt mention but the intention is supposedly for that |
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Sep 22 2011, 01:50 PM
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#50
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(rockdaman @ Sep 22 2011, 01:46 PM) i have a credit card which already used for 1 year, so when i apply new cc do it need to submit salary slip again or just copy of my existing cc? salary slip |
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Oct 6 2011, 08:52 AM
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#51
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(Gen-X @ Oct 6 2011, 06:59 AM) Good for you since the cash back is supposed to be in block of RM50. However I am blur, if you have cancelled your card, how are you going to utilize the cash back since it is credited into the account? And if you do use the card to offset the cash back, won't you need to pay the RM50 GST? i think citibank will issue a cheque. I just want to know why Citibank is stupid enough to give him cashback since the T&C is there already |
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Oct 6 2011, 04:56 PM
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#52
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(chinth @ Oct 6 2011, 03:39 PM) I ask this question is because my UOB One Card don't have Visa Wave stated / logo. Unless there are 2 type of UOB One Card available in Malaysia. mine one doesnt have visa wave word on it. |
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Oct 6 2011, 05:45 PM
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#53
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(nokiaXP @ Oct 6 2011, 05:40 PM) if u apply a cc,it is the bank sure will call u to verify b4 approved? They should call you whether u did apply for that card or not before they proceed to process it |
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Oct 11 2011, 10:10 AM
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#54
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(hye @ Oct 11 2011, 10:03 AM) Bro Gen-X, perhaps you would like to mention in your blog that for Maybank 0% BT, it is recommended that our readers explore more about Maybank's BT system. Great you have the link to Maybank's BT blog but as usual, our readers will skip all this and just take what is obvious to them and not the fine print. 4. Better BT to mastercard or visa card to avoid any interest charged on customer with a condition customer dont use the card for 12 monthsIn summary, 1. Divide the BT amount into 12 months and this shall be your installment every month. 2. The installment amount would be injected into your credit card account every month over the next 12 month. 3. Thus technically the amount to pay every month is Outstanding + BT installment 4. One need to be careful to pay in full the BT installment every month or will incur interest the moment this requirement is not met. Note : Little is known about Maybank payment hierarchy policy thus one may incur a lot of interest. Added on October 11, 2011, 10:12 am QUOTE(Gen-X @ Oct 11 2011, 09:24 AM) nokiaXP, I a bit confused, you apply for personal loan but same time you posted at Finance Section you got RM5K which you don't know what to invest in. You did not mention which bank reject your cc application and which bank approved your pl, I want to know so that I make sure I don't buy that bank shares About ezycash, only one time up front interest will be charged which is 3.88% for 6 months (7.76% p.a and it is lower than personal loan) To all, I just published my latest article on Maybank CC Promotion. nothing much except for 0% BT and 6% discount with agoda. Click here to read the article. click here for the t&c http://www.maybank2u.com.my/WebBank/TnCEzyCash_150411.pdf This post has been edited by gerrardling: Oct 11 2011, 10:17 AM |
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Oct 12 2011, 09:03 AM
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#55
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(virgoguy @ Oct 12 2011, 12:27 AM) I am really getting pissed of with MBB CS. I am running in and out of MBB brunch more than 10 times for the past 2 month since the first day I got my maybankard 2. The CS lack of information/training, ATM machine problems, internet banking problems. until today, I am still unable to register a payee to pay up my bills through maybank2u although I've physically drop by the MBB brunch to fill up the form,get my mobile registered and activated the TAC. do u have any saving account or current account with MBB ? does anyone know what is the exact procedure to get me to solve the TAC problems? |
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Oct 18 2011, 09:36 AM
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#56
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(roy918 @ Oct 18 2011, 02:51 AM) This could be the new premium card by MBB - Visa Infinite. it's time for bro gen-x or other blogger to compare all the VI cards available in malaysia including (MBB, CIMB, HLB, SCB and RHB) Uploaded with ImageShack.us » Click to show Spoiler - click again to hide... « Link - http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards I'll leave it here and let those always here to create new thread on this.  This post has been edited by gerrardling: Oct 18 2011, 09:37 AM |
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Oct 18 2011, 10:57 AM
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#57
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(Gen-X @ Oct 18 2011, 10:47 AM) Bro, it's under planning, done Entry Level, next Plat and then only Premier. AMEX is still better than MBB VI for oversea transaction IF you spend on weekend and you have not max out the rm50 cash back quota yetIn the meantime, did a short article over the weekend for Maybank VI where I agree with zenquix that it is the best card for overseas transactions. Click here to read my article titled Maybank Visa Infinite lce - the Best Credit Card for overseas. This post has been edited by gerrardling: Oct 18 2011, 10:57 AM |
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Oct 24 2011, 09:54 AM
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#58
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(Gen-X @ Oct 24 2011, 08:45 AM) gerrardling, I just posted my article on Platinum credit cards at my blog. Nothing much and I guess most you already know. But I did find the most exclusive and prestigious platinum credit card while doing the article and is from CIMB Bank. for SCB, better use their business visa platinum for comparison instead of normal platinum cardClick here to read my article titled Malaysia Platinum Credit Cards - Which Is Best For You? for Ambank, their min income requirement is 90,000 p.a |
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Oct 24 2011, 10:13 AM
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#59
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(Gen-X @ Oct 24 2011, 10:05 AM) Bro, that's what I thought too but after checking their website 2 days ago they have also reduced the minimum income to RM60K like MBB. But it is still showing 90k. maybe the havent update their website yet ? http://www.ambankgroup.com/en/Personal/Car...nkPlatinum.aspx |
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Oct 24 2011, 10:24 AM
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#60
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(Gen-X @ Oct 24 2011, 10:17 AM)  to bro gen-x for his hard work. |
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