In that case, if we can prove that the submission has been tampered after submission, then it's ok.

Just discovered that for FD pledging to secure credit card facilitities, there are lien charges imposed based on the credit limit.

This post has been edited by Human Nature: Jun 20 2011, 04:12 PM

My case is CIMB. Choose not to proceed with the final processing. Too bad.

This post has been edited by Human Nature: Jun 22 2011, 12:40 PM

For me: Benefit > Service/Convenience > Credit Limit

^ it depends on your personal usage pattern. The hot ones now are Maybank2 and OCBC Titanium. Refer to the pinned recommendation thread for more info :-)

^^ lo, now that you say it, i just notice the new layout..maybe citibank notice the preference among the consumers here

^ promotion valid untill 30th June 2011 only

Citibank Airasia CC: get RM100 cashback off the travel destination, but only for the first 500 applicants..

https://www.citibank.com.my/english/docs/fo...n=rm100cashback

when do you guys call for the annual fee waiver, before or after it appears in the statement? Abit risky if calling them after...

let's say the request for waiver is not granted and we decide to cancel the card. Do we still need to pay the AF?

Safe to say there are better cards out there should you really want to hold a CC. Why dont you list down your requirements in the pinned card recommendation thread and some sifu will advise accordingly

Wow, bank do call up HRs? I wouldnt be happy to let my HR know about my personal stuffs

probably the HR personnel refered to old records.

Any RHB card holder here? Please comment on their customer service and any extra benefits or privilages. Able/easy to get the annual fee waived?

Thanks

Thanks Gen-X for the feedback. I have sent an email to inquire further on the RHB plat card to the listed CS email. Am using this to gauge their responsiveness as I prefer and rely on emails for communication.

ronnie, I thought you are replacing your SCB with AMEX charge card instead? or plan to get both?

This one applicable to all Citibank credit cards? Any black and white?

First year annual fee waiver means we have to start paying annual fee at the beginning of the second year?

so creative of them

I will be the first to apply if i can get RM100 cashback per RM1000 spent monthly

To be fair, i think the poster's scenario could be this. He applied for the card but never receive it. After feeling fedup with this problem, he decided to cancel it altogether and perhaps apply from another issuer. Let's face it, this sort of things do happen, thanks to the mailing service.

It's a different stort altogether if he actually receives the card and wanna cancel. So let's wait for the poster's clarification

This post has been edited by Human Nature: Aug 9 2011, 09:02 PM