you better go read the terms and conditions instead of keep asking us here (if you had not read winner's post on the card, you better go read it). One of the terms and conditions for the voucher is that you must spend RM12K if not mistaken else you have to pay them back something!

This post has been edited by Gen-X: Dec 16 2011, 03:11 PM

would you explain more detail not understand with the 0% interests charges concept. do that mean below 2000 outstanding it wont charge me interest?

Yap...this is what i mean

how long it wont charge me interest if i continuously maintain outstanding below 2k? like i pay only when over 2k. do i understand it wrongly?

MBF CARDS “POWER CREDIT” PROGRAM
Important Points to Note
CardMembers are required to read and understand the complete set of Terms and Conditions
before participating in this Program. Here are some important points to note.
1. This program is open to any individual applying for a principal Platinum or Gold card during
the Program period.
2. 0% interest is only applicable if the outstanding amount on your card is less than or equals to
RM3,000 (MasterCard and Visa Platinum) or RM2,000 (MasterCard and Visa Gold Card). All
amounts in excess will be subjected to MBF Cards prevailing interest rates.
3. Cash advance transactions are not part of this 0% interest free credit benefit and will incur
the normal prevailing interest and fees chargeable from the date of cash disbursement.
4. In cases where there is a breach (as per MBF Cards Card Agreement) or card cancellation,
the interest free credit will be revised to MBF Cards prevailing interest rates.
5. Should there be any changes in the card product category within the 3-year interest free
period, the credit amount at 0% interest shall remain unchanged as per the initial card
approved.

In fact this is the 1 of the promotion from MBF, u enjoy 3 years interest free

No idea, it should be 24k for gold and 60k for platinum in general. You can call up to ask



http://www.mbfcards.com.my/

i have no idea also

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Added on December 16, 2011, 3:58 pmthanks for the info dude!!


This post has been edited by gnne84: Dec 16 2011, 03:58 PM

http://www.complain.com.my/entry.php/16-Ch...ith-Ambank!!

not sure if this is true or not

Whatever it is a true story or not, i think the best is we print our CCRIS Report at least once a year. Anything wrong from the report, we can make complain to BNM... there is always a risk when we using credit cards, people might clone your card or take your information to register other cards or personal loan.

Hmn I believe this happen to all bank. Only pray don't happen to ourself. If unlucky and it does happen, hopefully got proper document to backup

1-3 months? Man, that's a long time.. Thanks for helping.
I'll send the dispute form asap.

Dude ... please take note that a thread is opened when there's a discussion for a product under Credit Cards, Debit Cards and Loyalty Cards. 1st post is for information regarding the product and the rest of the posts are for discussion. The general cc thread are for general discussion not covered elsewhere, no excuses to open a cc related thread just because it is not there.

It is not like the Kopitiam section.

This post has been edited by hye: Dec 16 2011, 11:24 PM

I'm holding the MBF Plat card. I just spent a few thousands only nia for the last 12 months. Just 2 months before the card anniversary date, the customer service called me and waived me the RM50 GST together with the annual fee without me asking for it...

Hi sifus, I've read the first post but I'm curious to know more:

I'm 23, earning 55k/annum and want to get my first CC. Currently i'm using a supplementary CC.

Thought of getting one for myself permanently as more and more bills are coming in.

I'm looking at Citibank Gold..or something else if you could suggest to me.

I'm a light shopper wont go past 1K/month but occasionally i do past the 5K mark.

Can i have recommendation + reasons?

HERE

Public Bank Visa Infinity Credit Card
http://www.pbebank.com/en/en_content/perso...a_infinite.html

5% rebate on certain merchant, and a very simple card design

thank you erm i'll think move to the other thread mod posted. after i kena banhammer

Very simple indeed! Too simple if you ask me. Doesn't reflect its status as a high-end credit card

This post has been edited by MilesAndMore: Dec 17 2011, 12:23 PM

and it's with the status "VISA INFINITE" . How much is the req per annum?

If not a infinity words paint on the card, it look like an ordinary platinum card
Some classic card have a better design.

This post has been edited by bingozero: Dec 17 2011, 12:55 PM

Minimum Income Requirement : RM240,000 per annum and by Invitation Only
http://www.pbebank.com/en/en_content/images/infinite.pdf

Not much benefit if compare to other bank visa infinite