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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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nemesis86
post Jun 1 2011, 10:41 PM

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QUOTE(xjeez @ Jun 1 2011, 10:39 PM)
According to their terms and conditions, and example 2 given, I think its per receipt.

The Example (2) clearly mentions even the RM99.90 spent on grocery is not eligible for rebate and no mention of it being carried forward or added to any cumulative total.
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i have this credit card and enroll with this promo before, it is actually accumulated.

cheers.
ronnie
post Jun 1 2011, 11:56 PM

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I've open a new thread to talk about SCB Credit Cards
Human Nature
post Jun 2 2011, 12:11 AM

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Question, when will the annual fee appear on the statement, starting or ending of the period? All my previous cards are free-for-life..

This post has been edited by Human Nature: Jun 2 2011, 12:13 AM
Gen-X
post Jun 2 2011, 08:34 AM

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QUOTE(Human Nature @ Jun 2 2011, 12:11 AM)
Question, when will the annual fee appear on the statement, starting or ending of the period? All my previous cards are free-for-life..
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depends on your statement date but I guess usually the following month. Call them during the anniversary month.
gerrardling
post Jun 2 2011, 09:35 AM

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mbb amex monthly cashback is in already.
Gen-X
post Jun 2 2011, 10:22 AM

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Just posted a short article on my RHB Plat credit card. Article is really short as there is really nothing much to talk about it, haha. But I did receive RM50 cash back from them for spending with it, so at least that can cover the GST for another year. Click below link to read more.

http://creditcardsmalaysia.blogspot.com/20...sing-their.html
gerrardling
post Jun 2 2011, 10:27 AM

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QUOTE(Gen-X @ Jun 2 2011, 10:22 AM)
Just posted a short article on my RHB Plat credit card. Article is really short as there is really nothing much to talk about it, haha. But I did receive RM50 cash back from them for spending with it, so at least that can cover the GST for another year. Click below link to read more.

http://creditcardsmalaysia.blogspot.com/20...sing-their.html
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RHB card soon will be gone after merged with cimb or maybank
Gen-X
post Jun 2 2011, 10:34 AM

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QUOTE(gerrardling @ Jun 2 2011, 10:27 AM)
RHB card soon will be gone after merged with cimb or maybank
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it will take a year or so lah. Same thing for my EON Bank Visa Signature, wonder if HLB will maintain the product. One thing for sure, after the mergers are finalized, I will have 2 less credit cards, haha

This post has been edited by Gen-X: Jun 2 2011, 10:35 AM
gerrardling
post Jun 2 2011, 10:58 AM

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maybe it will be same case like cimb and DA but with combined CL ?
Gen-X
post Jun 2 2011, 11:13 AM

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QUOTE(gerrardling @ Jun 2 2011, 10:58 AM)
maybe it will be same case like cimb and DA but with combined CL ?
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combined CL is ok with me, it is the card features that I want. For example HLB Platinum card is really useless in my case whereas the EON Visa Signature do have many features that I want. As for the RHB card, I couldn't careless, haha
JJBerry
post Jun 2 2011, 11:36 AM

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QUOTE(Gen-X @ Jun 2 2011, 10:22 AM)
Just posted a short article on my RHB Plat credit card. Article is really short as there is really nothing much to talk about it, haha. But I did receive RM50 cash back from them for spending with it, so at least that can cover the GST for another year. Click below link to read more.

http://creditcardsmalaysia.blogspot.com/20...sing-their.html
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Sir, you should get the RHB VI, then you can share it more with us here. notworthy.gif

Gen-X
post Jun 2 2011, 11:44 AM

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QUOTE(JJBerry @ Jun 2 2011, 11:36 AM)
Sir, you should get the RHB VI, then you can share it more with us here.  notworthy.gif
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No Sir, I cannot qualify so I guess you have to go get it and inform us the benefits. By the way, can the RHB VI annual fee be waived?

This post has been edited by Gen-X: Jun 2 2011, 11:45 AM
JJBerry
post Jun 2 2011, 11:56 AM

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QUOTE(Gen-X @ Jun 2 2011, 11:44 AM)
No Sir, I cannot qualify so I guess you have to go get it and inform us the benefits. By the way, can the RHB VI annual fee be waived?
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I also not qualify. The AF is 1k but I think it is easy to get waiver.
This card still remain exclusive and the application criteria still a myth since it is launch at year 2005.
Visited their branch to enquire before and being told that this card issued in the market are only 10 or slightly more. sweat.gif

milentechie
post Jun 2 2011, 11:58 AM

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I just received a call claimed to be from Maybank, informing me that someone is using my card to charge 2K transaction for Takaful. He wanted to stop the transaction but need to verify my card number & expiry date for verification purpose. Then, asked me to give my card number & exipry date.

I called back MBB card CS to investigate. No such transaction ever recorded in their system.

Please be alert of this fraud.
Gen-X
post Jun 2 2011, 12:02 PM

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QUOTE(milentechie @ Jun 2 2011, 11:58 AM)
I just received a call claimed to be from Maybank, informing me that someone is using my card to charge 2K transaction for Takaful. He wanted to stop the transaction but need to verify my card number & expiry date for verification purpose. Then, asked me to give my card number & exipry date.

I called back MBB card CS to investigate. No such transaction ever recorded in their system.

Please be alert of this fraud.
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milentechie, thanks for sharing. If they really from MBB, why the do need you card number as it will be shown in their system.
Can you also post and state the number in this Thread on phone calls.
Human Nature
post Jun 2 2011, 12:12 PM

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QUOTE(milentechie @ Jun 2 2011, 11:58 AM)
I just received a call claimed to be from Maybank, informing me that someone is using my card to charge 2K transaction for Takaful. He wanted to stop the transaction but need to verify my card number & expiry date for verification purpose. Then, asked me to give my card number & exipry date.

I called back MBB card CS to investigate. No such transaction ever recorded in their system.

Please be alert of this fraud.
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They are aware that it is getting difficult to trick cardholders the usual way and now trying to exploit the panic nature of people.
milentechie
post Jun 2 2011, 12:16 PM

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QUOTE(Gen-X @ Jun 2 2011, 12:02 PM)
milentechie, thanks for sharing. If they really from MBB, why the do need you card number as it will be shown in their system.
Can you also post and state the number in this Thread on phone calls.
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I have linked this post to that thread. Luckily, I remember that I have read somewhere that bank will never call to ask for your account number. I was feeling suspicious of the call then. Caller ID appeared as "Withheld" on my mobile.
Human Nature
post Jun 2 2011, 01:22 PM

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When supplying salary slips as proof of income, do you blank out the EPF No and Bank Account No?
If the application form did not state how many months, will the latest month slip will do?
Thanks
ronnie
post Jun 2 2011, 02:39 PM

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QUOTE(Human Nature @ Jun 2 2011, 01:22 PM)
When supplying salary slips as proof of income, do you blank out the EPF No and Bank Account No?
If the application form did not state how many months, will the latest month slip will do?
Thanks
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usually the last 3 months is sufficient.
beyond86
post Jun 2 2011, 10:10 PM

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QUOTE(Human Nature @ Jun 2 2011, 02:22 PM)
When supplying salary slips as proof of income, do you blank out the EPF No and Bank Account No?
If the application form did not state how many months, will the latest month slip will do?
Thanks
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most of the bank need 2 items will do that are 3 months pay slips and EPF@bank statement

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