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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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Human Nature
post Feb 25 2012, 11:56 PM

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QUOTE(Gen-X @ Feb 25 2012, 10:43 PM)
I just posted my updated article on Hong Leong Bank Visa Signature and I was surprised to know that the annual income requirement has been lowered to RM80K. This is great for those who want this card. Click on below link to read my article and learn more about HLB Visa Signature benefits.

Hong Leong Bank Visa Signature  - The Best Visa Signature Credit Card?
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wow, what a huge different from 180k to 80k! this kinda gets my heart racing. Its complimentary access to PPL and priority pass looks better than citibank premier miles and SCB business plat visa combined! Cut 2 cards, get this one brows.gif

edit: oh, just saw the annual fees sweat.gif

This post has been edited by Human Nature: Feb 25 2012, 11:59 PM
Human Nature
post Feb 26 2012, 12:24 AM

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QUOTE(ronnie @ Feb 26 2012, 12:17 AM)
Annual Fee Waiver
(a) The Cardholder shall be entitled to the first year annual fee waiver that applies to the Principal Visa Signature Credit Card. Subsequent year annual fee will be waived if a minimum cumulative spend of RM30,000 p.a. is met.
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too bad most transactions go to amex and ocbc. maybe will get this card when scb/citi decided not to waive my AFs anymore, and hold it for one year only then cut tongue.gif

This post has been edited by Human Nature: Feb 26 2012, 12:26 AM
Human Nature
post Feb 26 2012, 12:29 AM

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QUOTE(ronnie @ Feb 26 2012, 12:26 AM)
Hong Leong Visa Signature Credit Card is a frequent traveller must-have CC....

I wish it gives 1% unlimited cashback for local transactions too :-)
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i agree, for now it only gives 1.5 points for local transactions. need to find out how is their bonus point structure like.


Added on February 26, 2012, 12:30 am
QUOTE(Gen-X @ Feb 26 2012, 12:18 AM)
Yah I was surprised too but I guess they want to compete with the other Visa Signature and had no choice because most people earning RM180K annual income would most probably go get a Visa infinite instead of lower ranked Visa Signature.
maybe they are going to introduce new products, VI or WMC for the higher income bracket hmm.gif

This post has been edited by Human Nature: Feb 26 2012, 12:30 AM
Human Nature
post Feb 27 2012, 10:57 AM

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QUOTE(jtcs87 @ Feb 27 2012, 10:43 AM)
If let i get started my employment from 1st of March 2012 since i'm just fresh graduated. My income will be RM 2.5k. Is that i eligible to apply any credit card? But i don't have any BE forms & epf statement yet in this moment. Mind to guide me? Thanks.
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i would suggest you to wait after you can furnish 3 months salary slips.

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