Hi Everyone, just for your information everything that is regarding with investment does come with risk....That's why it is named as investment...If u dun wanna have risk then go for Savings.....
High Risk, High Return , Low risk Low Return.....

MF are actually not so risky as wat you all think....MF have 3 types of Funds that is High,Medium and Low Risk......
Those High Risk Funds wan consists of Funds that is invested in Share Market
Medium Risk wan is 50% in Share Market and 50 % in Fixed Income
Low Risk Consists of those Fixed Income Securities like BONDS.

Investing in MF is also alike like investing in Share Market....
So when doing investing in mutual funds u need to see the timing of the share market...eg. now the CIndex is 925...so its it high or not high for u? u have a think of that......

If u think that the CI is high then u invest in the fixed income like bonds 1st.....then later when the CI drops more then only use ur money from bond u put in the equities....

IF you would like to know more on the Investments can PM me for more information on how to do investment...