some agent are very cheeky, they like to twist and turn. Bashing your old investment, and advice you for new investment. Anyway getting 2nd opinion is better.

Investing in insurance investmentlink is not very good return unless u put a lot money in it. THere is fix ratio between the investment and insurance u buy. U can't buy too little on insurance. At the end insruance still and insurance.
As far I know prudential had asia pasific investment means a wider investment compare to others only local investment. So it will be more agreesive, As we know our market is not agresive compare to other region market.
Never take insurance as investment bcoz it is for long term basis and of course insurance purpose is to protect ur income not making money. Take it as saving for ur future instead invesment.