Investment (Local and International), Everything About Investment
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 Oct 8 2005, 10:42 AM
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#1
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Senior Member
5,970 posts Joined: Jan 2003 From: KL, Malaysia 
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Anyone knows what's the Maybank Premeir Saver all about? It comes with insurance and stuffs ... but it's an investment also ... kinda blur to me ...
http://www.maybank2u.com.my/consumer/onlin...ers_about.shtml |
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Oct 9 2005, 08:51 AM
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#2
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Senior Member
5,970 posts Joined: Jan 2003 From: KL, Malaysia
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QUOTE(3den @ Oct 9 2005, 12:29 AM) why MF grow slow? bcoz unlike the stock...the value of stock increase due to the value of the company... Or you can say stocks are managed by you and to whatever companies you want but mutual fund is managed by the bank to a specific group of companies they want to invest to. where MF/UT bussiness is to help you to manage you fund...their value is not based on their company value.... but is based on the investment that they have invest. They collect all the money they can get(from customer)...and start to invest in many area... others stock...other ppl bussiness....  Basically, the bank is doing what you guys called division of risks (discussed earlier) by investing the money to several different companies. So, if you invest in the Mutual, the bank will do it on behalf of you. Am I right? I think Mutual Fund has the same risk with stock because it's status is based on stock exchange too. The only difference is the maintainance, if you are expert enough to do analysis on stock market and invest on your own, you do not need to invest on Mutual, however, like newbie and people who are not pro, investing on Mutual Fund is safer because the bank will help you to decide which to invest to. i think it's still same game but different ways to play it. |
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Oct 9 2005, 03:09 PM
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#3
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Senior Member
5,970 posts Joined: Jan 2003 From: KL, Malaysia
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QUOTE(3den @ Oct 9 2005, 01:20 PM) well if you r not confident with yourself making decision ....MF is your choice loh.. NOt just the confident but the time to do all the research.why not buy a bit cheap share around RM1-2....look for good company background i think this way you learn more rather than playing with MF. there is plenty of online real time stock exhange game....you will see why i say stock better than this MF. there is other thing call Opiton trading....  even better! |
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Oct 9 2005, 08:11 PM
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#4
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Senior Member
5,970 posts Joined: Jan 2003 From: KL, Malaysia
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QUOTE(AdrianA @ Oct 9 2005, 06:22 PM) Another thing about trust funds/mutual funds is that they will charge you 5% for buying every unit. Which means if you were to invest let say 10k, you may already lose RM500 the moment u invest. And since funds move so slow, it might take a while just to recover back your RM500 that they charge...if you're lucky. Hehe ... meaning, whether you lose or gain, they already get the money from you. It's no longer their business. |
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Jan 7 2006, 06:10 PM
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#5
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Senior Member
5,970 posts Joined: Jan 2003 From: KL, Malaysia
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I would like to know anyone has any experience in investing/depositing in Foreign Fixed Deposit? Is it available in Malaysia?
As far as I know, DBS Bank Singapore offers such type of Foreign Fixed Deposit (minimum S$5000 = converted to the foreign currency). The rate is higher than in Malaysia. There are risks when it comes to the foreign exchange rate but if we invest in more stable currency, I think we can manage to get higher interest rate than 3.7% in Malaysia. |
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Oct 3 2006, 11:13 PM
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#6
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Senior Member
5,970 posts Joined: Jan 2003 From: KL, Malaysia
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ANyone knows where I can find a website that can show chart on the exchange rate for MYR to other currency for duration of 1 year? Like 2005-2006
This post has been edited by p4n6: Oct 3 2006, 11:13 PM |
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Oct 9 2006, 06:36 PM
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#7
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Senior Member
5,970 posts Joined: Jan 2003 From: KL, Malaysia
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Where can I open a CDS account in KL, Malaysia?
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Oct 14 2006, 11:29 AM
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#8
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Senior Member
5,970 posts Joined: Jan 2003 From: KL, Malaysia
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QUOTE(dEviLs @ Oct 9 2006, 10:39 PM) I believe the CDS account I open has restrictions right?If I open it with OSK, can I use it to trade in Maybank Online Stock? Or can I purchase IPO with it? There are some you have to open under a nominee which you cannot use to buy IPO. I would prefer those that I can buy IPO, online stock etc. |
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