B4 u think abt investment,

1. do u have 'safety net'? i.e. 3-6 mths salary ?
2. do u have enuf insurance? if u injured/sick/disabled then how?
3. when do u need back the money? 1 yr? 5 yr?
4. can u take risk? if ur investment losing $$, can you still eat and sleep?

p.s. FD, EPF not investment. More like savings. Investment means got more risk i.e. all your $$ can be lost,but higher returnslar.

from what i hear, outlook for share market and bond market in M'sia not so good. so if want to invest in shares/unit trusts - must be prepared to leave ur $$ there for a while if the markets really turn bad. so better to invest spare cash, not life savings.

er.. my question is a bit out of the flow..

anyone know anything about investing in gold in malaysia??

i was told by a fund manager that there's a cyclical trend - equities & bonds will be trading well, then commodity will trade well.

anyway, he believes that the cycle now is for commodities and i've heard that gold is a good thing to invest it ( if got war, gold is still valuable).

oh, i also heard from a jeweller that diamond is a good investment as well.

Diamond is a girl's best friend.

wat do u all think abt gold & diamond investment??

Good question. Where to store it? Does that mean securities with gold as the underlying asset is a better bet?

Unless I'm super richlar, then got my own safe with super tight security. But that time, no need to talk about investmentlar..



A bit of a problem rite? Overseas investment?

Hmm.. I think investing in gold is not a good idea for average earners like me.