i took the ASB loan for about rm 100k for 20 years, this is the conclusion i've obtained

1st year pay rm 800 more or less a month
2nd year and so forth rm150 more or less month (use the dividen to pay back the load), hehehehe, i dont mind not touching the dividen for 20 years.

so after 20 years, paying about 45600 i get rm 100k, which is not bad in my book, plus the whole thing is like insurance as well, anything happens to you, your benefactor will the get the money.

My answer to SOME of your questions:

1)PN17 was formulated to replace PN4,Pls refer to the link for details.

http://www.bursamalaysia.com/website/docum...SB_%20Jan05.pdf

2)As long as the share quotation is not suspended and there is a buyer,you can still sell  the share.

3)Apart from no dividend,the main disadvantage of a warrant is that there is an expiry date for the warrant.If the warrant is out of money,in most instances,it will expire worthless.

Out of money means that the warrant is worthless to be converted eg.

mother share - RM0.50
warrant conversion price RM0.80

then the warrant is out of money since the mother share price is lower than the conversion price, better still buy directly the mother share.

The purpose of investing in warrant is to have high gearing (small knife cut big tree) eg.

Mother share RM10
Warrant conversion price RM5
Warrant current price RM6

Take the scenario of the share goes up tp RM15 and warrant follow suit to RM10

(15-10)/10 = 50% (the percentage gain from investing in the share)

(10-6)/6 = 66% (the percentage gain from investing in warrant)

Also you use less capital RM6 only compared to RM10 in share.

But if the share goes down below RM5 then the whole warrant become worthless and if expired at the time then you lose 100% of you RM6 capital but if you bought the mother share rather warrant at that time, you still can wait the market condition to improve and may be one day it will goes up to RM10 again. So the main enermy of the warrant is its expiry time.

or you have no idea what you are getting into.

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Mr jalut, please. have you ever heard of high risk high return? Can u find any invesment that is 100% safe? Even if u put your money in the bank, financial crisis could happen anytime. Who knows what will happen in the next sec.

okie, i get your point. Then do you have any better investment to intro? 

Erm, sorry about not mentioning that she involved in investment on behalf of her company. She actually manages the funds and decide on the investment for her company.

Logically, it's already hard enough for ppl to believe in this. Do u think it will be easy to convice a whole company to invest in it?