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 Investment (Local and International), Everything About Investment

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hamster9
post Aug 12 2006, 02:06 PM

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Just wondering, my friends all put their money into ASB and it seems that they have quite a nice amount of dividens. I wonder as a non-bumi where shall I put my money apart from FD?

I'm keen into putting my money in unit trust. ANy comment on that? Would like it to deduct per month say about RM200.00 and would like to withdraw in case of emergency.
hamster9
post Oct 4 2006, 09:25 PM

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Forex seems nice to be on and far more interesting than Malaysian stocks. Anybody learning to trade in forex.com? USD$99 for the training. I might do it when I have the time.

BTW, what's the min amount of money to start investing in Forex and where to create the account? Excuse me for being kind of noob in this laugh.gif

This post has been edited by hamster9: Oct 4 2006, 10:33 PM
hamster9
post Oct 6 2006, 08:17 PM

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Bleh..i'm still blur while playing the simulator forex...

Need to find someone to coach me tongue.gif Anybody? notworthy.gif
hamster9
post Oct 7 2006, 12:54 PM

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How much is it to register in marketiva? notworthy.gif
hamster9
post Oct 8 2006, 10:07 AM

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QUOTE(robertngo @ Oct 8 2006, 02:32 AM)
looking to invest in unit trust

can you guy recommend some unit trusts that have high growth potential and good peformance record?
*
I see Public Mutual is kind of good. However something I hate about unit trust is that the management fee is kind of high in Malaysia. shakehead.gif
hamster9
post Oct 9 2006, 05:51 PM

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QUOTE(leekk8 @ Oct 8 2006, 10:39 AM)
Yes, public mutual always have better performance and earn more returns. The management fee is still ok, but the service charge is high...around 5-7%...
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QUOTE(pidah @ Oct 9 2006, 05:35 PM)
I do agree with you unit trust management fees is quite high in malaysia, however try to look at different side of view about this. The 6.5% fees is only charge once when u invested. Let say u invest your money for 5 yrs, u only have to pay about 1.3% per year while your return is about 8-12% per year. i think its still pretty reasonable.

In Public Mutual, the fees only will be charge for the first 3 yrs of investment, after dat no more charge frm Public Mutual. For your information also, here we in Public Mutual manage to cover back the fees within 12 months and a good Fund Manager only take 6 months to cover it back.
*
So the service charge is monthly or what? I haven't receive my statements in this yet.

*PS* I am interested in the Global Fund newly offered by Public Mutual. I understand is a high risk and I do not mind.

I've just deposit for my employee their salary today which one of the benefits includes ASB. I've noticed that ASB do no indicated the price per unit compared to ASN and others. So any time deposit doesn't matter. *sigh* life isn't fair sad.gif
hamster9
post Oct 9 2006, 07:43 PM

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QUOTE(pidah @ Oct 9 2006, 06:31 PM)
the 6.5% charge will impose only on your Innitial investment, its not monthly charge. On the subsequent investment there will no more 6.5% charge, only the management fees about 1.5% per annum of Net Value Aset (NAV)
Well if u interested maybe we can meet up. i will explain everything.

some info about Public Global Select Fund - Public Global Select Fund
thats the benefits in Unit Trust, we got Switching facility to minimize all the risk. and at the same time gain more higher return
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I tot switching funds there's charges and not really that worth it?

Yes, I am interested in the promotional period but I'm not around Malaysia sweat.gif
hamster9
post Oct 10 2006, 09:21 PM

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So who's job is it to switch funds? The customers or the agent? I personally have no time in switching funds and monitoring here and there.


hamster9
post Oct 16 2006, 04:13 PM

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Anybody knows about the forex investments seminar happening in Legend Hotel? The price is RM389 inclusive of lunch. But I'm jus wondering is it worth the money meaning to say, is it really good or what? sweat.gif
hamster9
post Nov 4 2006, 11:49 AM

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Erm..something popped into my mind. Why not we invest in those ah longs who needs money to borrow money out? Then we also can have nice interest.... my friend does that I think it's 1.5% per month... so means by 3 months it matches the interest rate of any bank FD tongue.gif
hamster9
post Nov 4 2006, 07:38 PM

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QUOTE(Darkmage12 @ Nov 4 2006, 01:43 PM)
actually it's illegal to even loan ur fren money.... according to the law only those with license can do that
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I think it's legal as long you do not charge interest. That's all... License means u can charge interest. whistling.gif
hamster9
post Nov 5 2006, 09:37 AM

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QUOTE(leekk8 @ Nov 4 2006, 10:53 PM)
Yes, it's legal if you didn't charge any interest on your loan. If you lend money or even give money to your friends without charge any fees, it's legal...
You can give your money to anybody...right??? rclxms.gif
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Yeah, from what I heard have to be friends with those "tai kos" big brother so we can invest in it tongue.gif Anybody ah longs? whistling.gif

 

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