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 Investment (Local and International), Everything About Investment

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low yat 82
post Aug 21 2006, 05:39 PM

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QUOTE(kubrick16 @ Aug 21 2006, 04:15 PM)
hi to all gurus,

just wondering what investment can i start to make/study/analyse now as i m going to graduate soon.

of course i will get a job later but i want to invest on something at the same time to gain extra side income  tongue.gif

thanx in advance.
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FD would b a good start wink.gif jus my 2 cents...
low yat 82
post Aug 22 2006, 12:50 PM

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if read that, it is better to invvest in index fund( passively manage fund ) which its follow d market trrend such as S&P 500..... but how ab in malaysia? kuala Lumpur Composite Index (KLCI).?
low yat 82
post Aug 22 2006, 04:50 PM

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QUOTE(leekk8 @ Aug 22 2006, 04:45 PM)
Mutual fund is a mid-long term investment. Since the service charge of most fund is around 5-6%, normally funds need to take 3 years to gain returns. In fact, many funds perform poorly, however, there're some give you return much higher than FD.

Ya, there're index fund in Msia, which performance is following the KLCI.
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yar... i noe... i wanna noe wetehr, KLCI is good enough to follow.... btw, some of d funds offer in malaysia for index fund is outrages....
low yat 82
post Aug 22 2006, 05:11 PM

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QUOTE(leekk8 @ Aug 22 2006, 04:58 PM)
lowyat82,

In fact, I've purchased KLCI index fund, and it gives me return. I can't give any comments on the performance, but I can clarify few things here.
Index funds normally didn't have distribution. Maybe once few years.
The price trend is same as KLCI, as it invests in all composite shares.

If you want to purchase, consider the KLCI now. The KLCI now is quite high...it's not really a wise decision if you purchase now. Bear in mind, you have to consider the service charges.
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thanks for d advice... notworthy.gif notworthy.gif

how u think ab d new RHB dow jones islamic index funds?its follow d trend market of dow jones.... in ur opinion is it.. better to invest locally or globally? coz i heard that malaysia market fluctuatess alot...

low yat 82
post Aug 23 2006, 09:02 AM

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QUOTE(cherroy @ Aug 22 2006, 11:18 PM)
I think a lot of people don't realise the UT distribution can be taken as cash rather reinvest. Although reinvesting is not that bad, but everytime you reinvest you lose 5% from it. When you buy UT, you must fill in and instruct them to get the distribution as cash or else they will automatically reinvest for you.

Personally think that taking cash is much better than reinvest.
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but... compound interest is d best invention hunman has made.... thumbup.gif

but d prob is, some of d money will taken away from us everytime we invest... thats y im searching for passively manage funds...
low yat 82
post Aug 23 2006, 03:16 PM

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hi guys... i was wonderin how does index fund works... i.e. S&P 500.... where d fund manager will invest in all 500 stocks in d market....

i was thinkin to invest index fund overseas... but d prob will b d foreign exchange for RM wit US dollar... wats u all think???
low yat 82
post Aug 23 2006, 03:20 PM

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hi guys... i was wonderin how does index fund works... i.e. S&P 500.... where d fund manager will invest in all 500 stocks in d market....

i was thinkin to invest index fund overseas... but d prob will b d foreign exchange for RM wit US dollar... wats u all think???
low yat 82
post Aug 24 2006, 10:39 AM

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"As i know, Public mutual UT is free of charge from switching equity fund to bond fund, while rm 25 will be charged if u switch from bond fund to equity. So it is quite little if compared with 5% u mention.
"

if not mistaken, free switchin is onli avaiable once a year of investment and it depends on d fund itself....

but afaik, there is no free switch for public fund, correct me if im wrong...


low yat 82
post Aug 24 2006, 11:13 AM

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QUOTE(dreamer101 @ Aug 24 2006, 10:57 AM)
Leekk8,

I am not good in Malaysia share market.  I lost so much money in Malaysia market (unit trust plus stock) that I have only confident to buy one stock in Malaysia market now.

So far, the conclusion seems to be that you need to know how to time the market in order to play in Malaysia market. 

Dreamer
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how much u has lost??
low yat 82
post Aug 28 2006, 09:38 AM

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QUOTE(dreamer101 @ Aug 28 2006, 01:59 AM)
Folks,

Let's have some common sense here.  If somebody really have a scheme like this, he/she will be retiring on a beach some where.  Why would the person waste his/her time asking you to join?? I definitely will not.

Dreamer
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yar.. true.... they r act wanna do businees here.... sweat.gif

QUOTE
There is no diversification in Malaysia. 50% of KLSE is owned by GLC and GLIC. So, unless you are buying global UT, you are kidding yourself that you are getting any kind of diversification by buying domestic UT.


thats y i was thinkin to invest in d unit trust elsewhere... but then again.... exchange rates will also causes some prob....
low yat 82
post Aug 29 2006, 09:59 AM

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@Blizz-imperialx

after seeing d topic u post... i think u r vry new to this job.... it is better if u join others job... or mayb agent for pulbic mutual? coz u really dunno ur company is a scam or wat ever... and its not local company..

NEway, jus make sure wat compnay u r joinin... jus my 2 cents... wink.gif

or u can post here hows ur company work.... this is dissucion topic.. we hope u can share something... thanks btw,...







low yat 82
post Sep 1 2006, 02:22 PM

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QUOTE(leekk8 @ Aug 31 2006, 05:47 PM)
ASW2020 is a good fund, I think. This fund is issued by government and the dividend yield is quite high. However, I understand that there's quota for bumi and non-bumi. Normally, quota for non-bumi will be full on the 1st day issuing. Not really want to go there early morning and queue there to buy the fund.
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can confirm or giv me d link where u all heat d news? coz i mayb wanna buy leh..... wink.gif
low yat 82
post Sep 5 2006, 11:50 AM

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QUOTE(leekk8 @ Sep 4 2006, 11:17 PM)
haha, lowyat82...If you read newspaper, the fund is sold out in 27minute...Do you manage to buy it?
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of course no.... sweat.gif sweat.gif


@lowyat9999

check everything ab that funds... such as d fund manager and d size of d fund..etc...
low yat 82
post Sep 5 2006, 12:13 PM

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QUOTE(leekk8 @ Sep 5 2006, 12:06 PM)
This is Public Asia Ittikal Fund, it's a syariah equity fund. It's categorized as high risk, as it invest in equity but in asia region. The service charge is 6+%, I think. Should be good to invest...as there 1% bonus if you buy before 11Sept.
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wat bonus is taht? in temr of money or wat??
low yat 82
post Sep 7 2006, 12:48 PM

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QUOTE(haha88 @ Sep 6 2006, 10:06 PM)
i have a investment....maybe better better than banker's investment
whenever our relatives, frenz pay their utility bills or go ATM machine take money.....we can get override...
Not only that, when we go shopping, eating, living in hotel we can get discount.
This is guarantee not a direct sales company...coz the company nt under registered DSAM...whoever join become member dont need find member still can get money(you can take as investment)

I heard that RM138 can get RM30000+

The company name is IPC shopping. Who interested can call 0192177118
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rclxub.gif rclxub.gif rclxub.gif wats u r ttalkin......
low yat 82
post Sep 22 2006, 02:10 PM

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jus saw newspaper got anounce new two funds from amanah raya berhad (who manages asw2020 etc)...so where can i buy it?
low yat 82
post Dec 9 2006, 09:53 AM

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any1 noe ab swiss cash? coz my fren invested it and every month keeps getting 20% of fixed invesments..... but i seems cant find ab wat they invested or comssion they charge etc....
low yat 82
post Dec 9 2006, 11:16 AM

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QUOTE(cherroy @ Dec 9 2006, 11:08 AM)
Haiyo, BNM has come out the statement months ago there is no such thing called swisscash UT and the Swiss Embassy has publicly denied anything to do with their country as well. It is a well constructed scam or pyramid.
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doh.gif doh.gif damn... i forgot edi.... i thnk i saw taht in this topic, but dunno where.... but my fren said, they saw in newspaper pak lah sayis not scam wor....
low yat 82
post Dec 9 2006, 04:25 PM

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QUOTE(cherroy @ Dec 9 2006, 04:18 PM)
Whenever something that too good to be true, better double check. If the return is so great, EPF board and all the funds in this world might as well dissolved and invest all the money into it.  whistling.gif
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yar... i go check their website.... i really cannot believe lar... 20% guarantee.. lol

btw, its really not complete no ees charges..etc....

jus now check d net, found out that, its not an investment... its something like skim cepat kaya.... wink.gif

damn, my colleague edi dump dunno how much money edi.... shud i told him to pull out? i think he wanna apply for personal loan (rm10000) and put into this swiss cash... @.@
low yat 82
post Dec 11 2006, 11:39 AM

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QUOTE(kunyit_kampung @ Dec 10 2006, 06:09 PM)
just wanna share with u all,where to invest ur money without scared lossing ur money but can make good profit,invest with amcash,ambank product invetment,if u dont understand dun hasitate to pm me,im not promoting just for money here but i just wanna help u all,helping u all from losing ur money......thanks for reading anything pm me
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no advertisement here....... or forummer will report u to d MOD....

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