I read somewhere that dividends actually makes no difference in the end to your investment. I think it says that if they were to give you some bonus units, shares, etc, the price of the stocks/unit trust will decrease base on how much dividends that was given. So in the end, there is no increase in your investment. Is this true?

Oh btw, where can i find more info about ASW? And how can i invest in it? Seems like its quite a strong trust fund.

Hmm, then about stock...

Where do you actually go and look for stock??

I meant ppl kept on talking about looking at the stock/company's profile and etc... How do I start looking for a stock? IMHO, there are soooo many companies listed ....

*I'm not trying to invest in any now, just wanted to know how to start .... LIke where to look for info and how to evaluate the stock and etc

Erm, yes, frankly speaking.... Most veteran investors don't really look too much on Malaysia's share market....

The reason behind it's because alot of listed companies are run by not so honest business people ...

That is one of the reason why I changed my mind about increasing my investment in mutual fund

If you want to invest in long-term, you can invest in mutual fund or stock market. Both can be long-term investment vehicle. However, you still need to time your investment to make sure that you get in when it is low and get out temporarily when it has reached its peak.

I don't believe in short term investing of share. It is very difficult to time your investment for short term, though not impossible. Furthermore, playing short-term share trading means you will have more transactions. With more transactions, you have to pay more fees to your broker.

FD and Bonds are very safe investment vehicles, but their return is very low. Your return may be eaten up by the higher inflation rate. Still, you can use them as a vehicle for your "emergency fund". Your fund here will not depreciate at all, unlike mutual fund and stock market.

Vince, I am very interested in investment. I am a business student now. What is the qualification to become an investment consultant? I am planning to take up CFP in the near future. What are the prospects like in this career?

I read somewhere that dividends actually makes no difference in the end to your investment. I think it says that if they were to give you some bonus units, shares, etc, the price of the stocks/unit trust will decrease base on how much dividends that was given. So in the end, there is no increase in your investment. Is this true?

Oh btw, where can i find more info about ASW? And how can i invest in it? Seems like its quite a strong trust fund.

Hmm..i did write it be4 i said this statement. Its in page 5.....hehe...
http://forum.lowyat.net/index.php?showtopic=200069&st=80

Its the TIME.....

Anyway....my story...
me, not much knowledge in investment and also dun dare to buy any investment.
But...i did buy 1 share, YTL WB at 92cents for the fun of it.....and it went down to 60cents within a month!...so oredi lost RM320 but i didnt sell and didnt bothered to look at it for a year coz disappointed at my stupidity or so i tot! after a year...when i finally look at my shares, it went up to 1.20! meaning made profit of RM280....which is around than 30% profit for 1 year if i sell..which i did!

My fren.....who bought unit trust at RM5000......and kept topping up every month.....couldnt even get wat i got for less than 1k in a year's time....and worst thing is, his unit trust kept depreciating in value and its taking its own sweet time to climb.......

the morale of my story.....
eventho MF seemed less risky, the time for it to go up n down is taking like foreva! Whereelse Shares, if chosen properly, even if go down, will go up again with lotsa patience....at a faster pace. So to me, MF is risky and costly. Shares.....seemed risky, but actually is not. Coz the TIME i use to get back my money, i could have use the profit to top up more instead of my own money! Btw...Unit Trust also invest in shares ma....i believe u know how to do the cal, else u wont be investing in shares in the 1st place?

hehe...sorry if i m wrong...just my point of view....me not good investor...chicken 

Oversea investment is a good steps to take but where can we start?

Hi i am new here.
I have a few questions need to ask
If i have just ventured into the working world, and i would like to put aside some amount of money every month into an investment where can i go?
I saw something called Premier Value Savers from Maybank. Anyone can comment on that?
I don't have that much of RM10k to dump in an investment and wait for it to grow as i know it will take ages just to get a good profit.
Anyone have any recommendations?

Vince u from dj?might want to learn more from u or shud i just give a call?

I have been following an article that appears every weekend (either Saturday or Sunday in The Star) on investing in foreign country. It seems that there are certain funds that let you put your money in foreign countries' investment vehicles. However, I am not sure whether we can invest as individuals.
(Correct me if I am wrong)

I have been following an article that appears every weekend (either Saturday or Sunday in The Star) on investing in foreign country. It seems that there are certain funds that let you put your money in foreign countries' investment vehicles. However, I am not sure whether we can invest as individuals.
(Correct me if I am wrong)

And even if we can invest oversea, it need a huge amount of money maybe 10k above. Local market not so good now, very hard to invest.