Ok, the story goes like this...Recently I was involved in a car accident.

I stopped behind the truck at the traffic lights and then all of sudden the car behind rear ended my car as a result my car hit the truck in front.
This bozo of a driver came out and apologized claiming he was sleeping while driving, hence the accident. Both bumpers, bonnet and boot are gone case. Engine unscathed.
Damage estimated at RM7K.
Contact details exchanged, snapped some photos and he said he will proceed to lodge a police report and promised to cover my losses. The truck in front escaped with minor damage so the driver said he will overlooked it.

Fine, went to this Jabatan Polis Trafik in Petaling Street and lodged my report.

Later found out that this bozo have an expired road tax with no insurance coverage. I have sent my car to the authorized service centers while awaiting specific repair orders, knowing the fact that most likely i will claim the expenses from my insurance company since the bozo's car wasn't insured at all.

OK, now the million dollar question.

1) How can I retain my NCB discount after making claims? Is there a way to ask the insurance company to overlook it since it wasn't my fault.

2) Up to date, the bozo hasn't make any police report, and eventhough he verbally agreed to pay my losses, he hasn't been responsive at all. I got his address, car plate, contact number and etc. Planning to engage a lawyer to sue his muthaf***in ass but what will i gain from doing this.

3) My plan is to lodge another hit & run report against the bozo.

At minimum, this bozo should have compensate my repair expenses (only betterment fee for spare parts )and NCB losses. But from the looks of it, he plans to go AWOL on me.

WHAT WOULD U DO IF YOU WERE IN MY SHOE?

Advise please.