if ppl can't even afford 10%, doesn't that means either the propert prices already too high, or the buyers are too leveraged?
if subsales market is stagnant, who will buy from those flippers after VP?
so looks like there is going to be a price adjustment, or it s gonna be a long long holding game.

that is a very big gamble.. official statistic showed only 2% property in Malaysia are owned by foreigners. in kl and in probably 10 to 20% only.
if locals demand is not in there, the sector will not be sustainable.
furthermore, if foreign demand is so strong, klcc area properties would not have experienced a price slump like now.

Investment options are not limited to FD and properties. Doesnt always have to be FD vs Property, and each option also has its own merit depending on the situation. Now the interest rate is low, but that doesnt mean it's going to stay low forever.

In the event of hyper-inflation, yeah, 100k today worth 50k in few years time. But when that happen, the profit of 100k from properties also worth 50k only.. or worse, the price increase is lower than FD rates.. always can go both ways.

Ask the Japanese whether property will ALWAYS goes up or not.
History is a good teacher, but we are bad students.