QUOTE(prophetjul @ Aug 14 2012, 02:10 PM)
a portfolio for retiring.........

I know.. too conservative right? Can you share your portfolio? I have very low risk appetite. Looking at stocks crashing make my heart very weak... that's why don't dare to buy shares at this time. KLCI looks a bit too overvalued.
I read that you invest in Singapore REIT, better than Malaysia?
Added on August 14, 2012, 2:57 pmQUOTE(wongmunkeong @ Aug 14 2012, 02:08 PM)
Er..don't care about DY% coz it's just a number?
Well, if due to the price of a REIT, it's NET DY% is LESS than 4%, U mean U'd still buy?
VS
say bonds or bond funds which have averaged 5%pa to 6%pa?
VS
say FDs 1 year tenure 4%pa+/-?
Serious ka?
I salute U on your focus if U are that gung-ho about REITs.
Personally, i wouldn't touch any REITs if the DY% is less than 5% - if my intention is yields %. Not worth the additional risks.
er.. i'm ignoring asset allocation and other stuff lar yar, just focusing on yields since U mention DY% doesn't matter to U "(as it's just a number)"
Well if there is going to be an economic downturn, any mutual fund/ bond funds/ REIT/ Properties/ Stocks will be hit. The only place you can earn money during downturn is
1. forex
2. shorting futures
3. parking cash in banks (with high interest)
This post has been edited by soul2soul: Aug 14 2012, 03:00 PM