Note that this applies if you have CDS direct account. The last date of payment and submission of RSF is 25th July. You have to purchase the banker's draft and mail in the cheque with the RSF by 25th July.

However, if you have CDS nominee account, you need to inform your broker. You do not need to do all this submission yourself. Most CDS nominee account last date of payment and submission is a week earlier than 25th July, i.e. today. You will need to contact your broker on instruction to bank in your money.

REIT is not like non-REIT stock, it does not fluctuate much. If you need money, then sell it. If you want to take profit from buy low, and sell high cycle, you will probably not be able to buy in again later. For me, I always treat REIT as a place to park my money, once i pull out from high risk non-REIT stock. Well, it has better yield than FD, right?