Unit trust fund = equities = shares.

They are the same.

I do not why there are perception out there UT /= shares

You put money in UT, UT manager takes your money to buy shares.
UT = shares.

and charges you 5% + 1.5 annual management fee.... 

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Added on September 30, 2011, 2:16 pmand bare zero risk of losing money.... 

I'm still waiting for Midvalley REIT lah! 

already talked about it years after years, still tak jadi.....yet. maybe those directors just purposely mentioned it to attract buyers to buy their company shares.

I don't trust Pavilion, the shops there majority bleeding money.

hi to all sifus

im still new but not gonna ask much because will do some research and reading by myself first before asking a bit more

need suggestion here..
got any best suggestion online platform..not too complex..

Hope u guys can help
really appreciate

ARREIT has been in the down trend for the past few months. does it indicate the future lower earnings from its property portfolios?

Arreits apparently made some mistakes to purchase some very low yield properties just not too long ago, now intends to sell out.

Don'T u think it is rather a poor decision of their management ?

Or rather it is purely due to some unforeseen circumstances.

Low yield properties means lower rental yield return from tenants of that properties
Hence income will be affected
I think that's what SKY taikor meant

I'm more concerned on the degree of impact on the income due to the loss of CIMB tenancy
If it's substantial and can't get back the tenancy in time
Income distribution will be affected
Hence resulting lower DY

I just bought ARREIT @ 0.865 btw due to price drop 

There are 2 type of gearing ratio out there, some using debt/equity, some using debt/asset.
We can't say which one is right, as both are right. 

The more important thing to look at is the underlying of its properties portfolio.
The main risk come from its properties owned.

To answer your question, I would say MY reit mostly leverage is reasonable and yes, some a bit high leveraged,
But we have to consider some of them are giving about 7-8% yield.
So it is like reward vs risk.

The one low leveraged is Stareit, but some said not exciting, so there is always 2 front of opinion on leverage.

I use neither, 30% vs 50% in actual fact, sometimes, cannot conclude much out of it.
As long as they are not over-leveraged.

Why using debt/equity? But not asset?
Both set have their arguement, and both can be right as well.

The one over-leveraged one is individual owned properties. 
Consider a person earn 3-4k month with little saving/asset, but can get a loan of 200k. 
Don't know how many 100-200% leverage... 

I more care about how they are financing, how the debt level is and vs their properties portfolio.
If they are using little borrowing to buy poor quality asset, this is not good as well.
While if they highly leverage but owning prime location properties, then it is better than above mentioned.

If refinancing freeze, properties sector crash, cannot get tenant, both crashed together, but the one with prime property has better chance of survive.

That's an interesting thought. Yes it surely is great if we can all chip in our thoughts on this idea. Few things that come to mind is:

1. What is your cost of borrowing? What if the cost of borrowing go up (unless you are on a fixed interest loan)?

2. Repayment of your loan would usually be monthly, while dividends are at most every 3 months, some every 6 months. So how do you plan to service the loan?

3. While the reits so far have been quite consistent on their performance (yield), risk would be if your reit don't perform to  expectation.

4. Perhaps if you spread your reits to 4 or 5 perhaps it may lessen the risk. Or perhaps to buy some Singapore reits too to balance up, but then it may not work out if you need to withdraw your dividends to service your loan due to currency exchange losses which may be quite significant.

I am also thinking about this, but not sure if this venture will pan out. So guys, please share your thoughts.

1. You are right. It is probably the cost of borrowing. And since we are borrowing for investment, that means it is most likely a personal loan and I honestly do not think you will get a low low interest ones.

2. This. Monthly payment have to be taken into account thus one have to be able to service the loan, which means the amount that you can loan is also limited.

3. It is one thing for REITs not performing to expectations, one have to take into account what if they do not even give back enough to cover your loan + interest for profit. If you take away those and you only make say 1% profit, is it worth that risk to loan say, RM30K for make RM300?

I bought 1000 share of TWRREIT at 1.23, I also don't know why :/

Ya, but at 1000 shares, bit no point right. The brokerage fee itself already put me in red lol.. but sigh, just hold it la..

Would love to see REIT get designated. LOL

ARREIT 86c SOLD OUT liao

Now got money also cannot buy liao