new to this REIT, in fact, new to all investment related stuff...
looking forward to learn from u all..
even though i might be short of cash to start investment rightaway at this moment, still its better for me to start learning now...
REIT V3, Real Estate Investment Trust
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Oct 23 2011, 04:56 PM
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#1
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Senior Member
4,350 posts Joined: Oct 2010 From: KL |
hi all sifus,
new to this REIT, in fact, new to all investment related stuff... looking forward to learn from u all.. even though i might be short of cash to start investment rightaway at this moment, still its better for me to start learning now... |
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Oct 24 2011, 03:18 PM
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#2
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4,350 posts Joined: Oct 2010 From: KL |
QUOTE(fuzzy @ Oct 23 2011, 11:08 PM) QUOTE(Bonescythe @ Oct 23 2011, 11:24 PM) thanks for the welcome, bro....i dun think i have 20-30k at one go to hentam any REIT... the initial plan is to get like batches of 5k to invest everytime.... and i have nothing in my portfolio right now... that's why thinking to lay REIT as foundation 1st..since it's lower risk... |
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Oct 24 2011, 06:13 PM
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#3
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4,350 posts Joined: Oct 2010 From: KL |
QUOTE(fuzzy @ Oct 24 2011, 03:26 PM) What is your goal and how long are you looking at in terms of investment? REIT is slightly lower risk, but there are still risks nonetheless hi...in terms of goal, i really have no idea....(please dun bash me since this will be my 1st time playing this, i guess aiming for REIT is much better than going for those more fluctuating shares... in terms of diversify, yes...i will do that...just that instead of waiting till i have big chink of money and start and play diff share and diversify....i tot of building the foundation with limited money, hence not being able to diversify...so REIT should be the 1st i foray on |
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Oct 24 2011, 09:29 PM
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#4
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Senior Member
4,350 posts Joined: Oct 2010 From: KL |
QUOTE(fuzzy @ Oct 24 2011, 06:31 PM) We are all learning here so no bash bash all yeap....thanks for taking time and effort typing so long...appreciate it Having a goal is important, but not a need when it comes in planning your financial. This allows you to focus on what you want to do and how long do you have to do it. Take for example, if my aim is to own my own house, my portfolio would have to be more aggressive than another whose aim is to ensure a good retirement fund. He would go for things like long term bonds, high dividend yields stocks, REITs and mutual funds to generate the returns needed to get his goal. Menwhile, I will disregard funds, opt for aggressive growth stocks, junk bond or short term bonds, risker funds and look into day trading. Our portfolio would also be different, I would have a smaller high dividend yield stocks as I will be concentrating on day trade and aggressive growth stocks to generate immediate income the moment they naik harga, but the other dude would ignore all those and just count the dividends he get every year. So it is ok if you don't have a specific goal, but as you can see, if helps in determining the risk you are willing to take, the risk you need to take and the portfolio you should aim for For REITs, there are a few nice ones floating around. Star reit, Tower reit and AR reit are some of the good performers in my own opinion. But those come at their own price and thus, their return now is mixed. The different REITs also focuses on different things, some concentrates in offices, some on retail and some on industrial. You might want to shortlist a few and look at what their property offers before jumping in. For example, the PavReits looked nice until I read about their prospectus, and having been around that area and the property they included, I'm not convince it will be a top performer. perhaps i should explain where i'm coming from, here's my current situation now... i've bought a house back in end of 2009, together with my sis...the idea is that instead of renting, we are better off buying one house, both ppl sharing, with a view of selling or renting it out after 5 years..which means i have 3 more years here.. if according to plan just bought a car recently....and...as a matter of fact, my saving is quite depleted ..... so right now (i maybe short sighted), my main aim is to find some avenue other than dumping into FD, where i can make use of my money and future money to earn more than FD, but not too risky either, due to the fact of my minimal saving now... last weekend i spend some time reading here and i do see that Star reit, Tower reit and AR reit are being mentioned alot here...i've shortlisted them and currently monitoring them and also see what other knowledge i can pick up from here.... |
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Oct 24 2011, 10:16 PM
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#5
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4,350 posts Joined: Oct 2010 From: KL |
QUOTE(cherroy @ Oct 24 2011, 09:53 PM) As much as reit is more like fixed income, and some treat like alternative FD, but it is not an FD. yeap...understand that You can lose in reit as well. There were reit (overseas with high leveraged) that went under as well during 2008 crisis. Just a reminder, don't take for granted, reit is definitely safe. Reit risk exposure is similar to property. right now, even though i start looking into this forum...i am not going to foray into it yet....perhaps in half a year time...wanna boost up back my saving 1st...but i think it's better i start learning and pick a thing or two from senior around here 1st |
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