For all those that want to perform balance transfer:

1. You need to know how much can u pay for each month
2. Based on the payment capability, choose the best Balance Transfer option that fits to you. No point taking 6 months 0% or 3 months 0% if u're unable to pay the monthly installment.

Below are some survey that I've done. The interest rate shown is for whole duration
1. EON (48 months) - 13.99%
2. AFFIN (36 months) - 3.5%
3. MBB (24 months) - 9%
4. EON (24 months) - 6.99%
5. AFFIN (24 months) - 3%
6. Public (24 months) - 5%
7. UOB (18 months) - 7.5%
8. AFFIN (18 months) - 2.5%
9. HSBC (12 months) - 3%
10. EON (12 months) - 3.99%
11. AFFIN (12 months) - 2%
12. RHB (12 months) - 1.5%
13. CIMB (6 months) - 0%
14. MBB (3 months) - 0%

For those unable to go for 0%, the best option is
RHB (12 months) 1.5%
AFFIN (18 months, 24 months, 36 months)

Hope this helps everybody!

Queenie, you're absolutely correct. In terms of when the interest charge is being charged, it differs for different banks.

For RHB interest charge, first 3 months is 0%, then next 9 months 0.167% per month (total up to 1.5% for whole BT duration)