hi guys,

im in a bit of a situation and hoping u guys can help me.

I have a HSBC cc with outstanding amount of RM6000 and PBB cc with outstanding amount of RM7000.

So, i wana do a balance transfer with MBB 0% interest free for 1 year but yet have to apply their cc. Thats where the problem occur.
Should i tell the MBB cc customer service that i need at least 15K credit limit for the balance transfer purposes? Is that even possible? And the promotion ended at the end of April....so to apply for new MBB cc and to apply for balance transfer before April...that seems pretty tight.

Or should i just continue paying on the individual cards with the interest without doing a balance transfer for a year? (its dumb but this is the last resort)

So, i hope u guys can help me on this matter. Thank you in advance.

Cheers.