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 Balance Transfer, What is it actually???

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ericpires
post Dec 2 2010, 08:54 AM

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Suppose i need to do a balance transfer, which bank do u recommend??
ericpires
post Dec 2 2010, 01:49 PM

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QUOTE(David83 @ Dec 2 2010, 12:43 PM)
What CC you have on own? Maybe we can summarize the best deal on your hand.
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Now i max my credit limit on my HLB to 4K. Which bank u recommend to do the BT.. say if i can manage to pay it all in 6 mths?
ericpires
post Dec 3 2010, 09:07 AM

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QUOTE(Gen-X @ Dec 2 2010, 10:14 PM)
Direct Access or Public Bank offer 0% for 6 months.

Once you do the BT, my suggestion to you is not to use Credit Cards for any transactions until you are financially more stable as RM4K nowadays is not much and you already have problems to settle this amount.
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Dont use the new card after BT. Got it smile.gif

QUOTE(David83 @ Dec 2 2010, 10:44 PM)
The question is whether he has DA or PB CC on hand. He didn't actually answer the question thoroughly or maybe he just has one CC from HLB.
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Yes, i do not have any other CC except HLB only. So is CIMB a good choice for doing BT and will i be paying more per month after transfer to CIMB from HLB?
ericpires
post Jan 13 2011, 09:13 AM

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If 12 mth plan for a Balance transfer, izzit better to go for it in CIMB or Alliance? just in case im scared im not able to clear the bill in 6 mths plan
ericpires
post Jan 13 2011, 09:21 AM

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QUOTE(David83 @ Jan 13 2011, 09:14 AM)
MBB is better since it's 0%. Not sure about Alliance.

CIMB 12-month plan will charge 1%.
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So lets say if transfer to MBB? They will not give me a credit card to use and its just considered a loan repayment? or izzit better to stick to my current bank to slowly pay off and still got cc to use?
ericpires
post Feb 17 2011, 02:32 AM

Arsenal FC
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From: Highbury House, 75 Drayton Park, London
Ok i just got a CIMB cc. Izzit wise to BT transfer to this new card or just cancel my other card and slowly pay what i owe to that cc?
ericpires
post Jul 1 2011, 09:23 PM

Arsenal FC
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From: Highbury House, 75 Drayton Park, London
QUOTE(Titan_Gunners @ Jun 30 2011, 11:05 AM)
Their BT are not 0% interest.  rclxub.gif
If u calculate the interest, actually u are paid for the ipad2.
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Any1 can confirm this?? sweat.gif
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