gen-x have good explanation , thanks and i learn from you from bt , but comparing of FD to BT from what forumers said . i believe i owe the bank with my credit card each month swipe i save alot of interest comparing of getting OD or business loan from bank . if we can swipe 100k a month , we eventually extra 100k each month for 5% Od or business loan .e . we save 5k. a year once fully paid the bill come in the new bill. consider getting loan from credit card , this is the smart way .

This post has been edited by bertdeen30: Dec 29 2011, 01:11 PM