can i register a c.card and use like balance transfer method to buy a car.. so at least the interest rate is lower compare to personal loan.. am i right?
Balance Transfer, What is it actually???
Balance Transfer, What is it actually???
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Sep 9 2011, 12:01 PM
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#1
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Junior Member
124 posts Joined: Mar 2009 From: Selangor, Subang Jaya |
can i register a c.card and use like balance transfer method to buy a car.. so at least the interest rate is lower compare to personal loan.. am i right?
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Sep 9 2011, 01:35 PM
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#2
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124 posts Joined: Mar 2009 From: Selangor, Subang Jaya |
haha im buying a 19years old car soo car loan is definitely out.. its either personal loan or BT, and im only wishing to loan about RM18,000 amount and let it be 2years installment, so far i only sees BSN had the best offer, 24months period with 12months 0% and the rest 0.375% which mean its only 2.25% p.a am i calculated right? so my monthly installment will be RM783.75.. am i right? please correct me.. thanks for ur effort of replying shiroikun
This post has been edited by alwjmonster: Sep 9 2011, 01:45 PM |
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Sep 9 2011, 01:49 PM
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#3
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124 posts Joined: Mar 2009 From: Selangor, Subang Jaya |
errr shiroikun i think u were wrong.. pls visit http://www.mybsn.com.my/pb_transferplan.html from that table you could see that it offering 12months of interest rate free (0%) and another 12months are to be charged 0.375% interest rate.. so in 2 years time u end up only pay 12months interest..
This post has been edited by alwjmonster: Sep 9 2011, 01:49 PM |
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