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 Balance Transfer, What is it actually???

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alwjmonster
post Sep 9 2011, 12:01 PM

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can i register a c.card and use like balance transfer method to buy a car.. so at least the interest rate is lower compare to personal loan.. am i right?
alwjmonster
post Sep 9 2011, 01:35 PM

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haha im buying a 19years old car soo car loan is definitely out.. its either personal loan or BT, and im only wishing to loan about RM18,000 amount and let it be 2years installment, so far i only sees BSN had the best offer, 24months period with 12months 0% and the rest 0.375% which mean its only 2.25% p.a am i calculated right? so my monthly installment will be RM783.75.. am i right? please correct me.. thanks for ur effort of replying shiroikun smile.gif

This post has been edited by alwjmonster: Sep 9 2011, 01:45 PM
alwjmonster
post Sep 9 2011, 01:49 PM

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From: Selangor, Subang Jaya


errr shiroikun i think u were wrong.. pls visit http://www.mybsn.com.my/pb_transferplan.html from that table you could see that it offering 12months of interest rate free (0%) and another 12months are to be charged 0.375% interest rate.. so in 2 years time u end up only pay 12months interest..

This post has been edited by alwjmonster: Sep 9 2011, 01:49 PM

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