QUOTE(nokiaXP @ Nov 17 2010, 01:14 PM)
Any bank currently offer BT at 0%?
Direct Access.But it is limited to 6 months only...Balance Transfer, What is it actually???
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 Nov 30 2010, 02:57 PM
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#1
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~   
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Dec 6 2010, 05:36 PM
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#2
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~
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QUOTE(StylezWork @ Dec 6 2010, 05:03 PM) Want to check with you guys whats is the good BT now..currently I'm using UOB, RM 6k & HSBC, RM 7k. Dont think I can manage to settle it in 6 months time. Do you think I get a personal loan better or BT better...advise needed.... If you can settle within short period like 1 and half year, BT is a good choice. |
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Dec 16 2010, 03:51 PM
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#3
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~
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QUOTE(David83 @ Dec 16 2010, 02:59 PM) DA 0% BT for 6 months only. Just wondering any upfront charges, hidden charges or terms and conditions applied?1% for 12 months. But hopefully that will change if DA is going for an extension. |
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Dec 22 2010, 11:53 AM
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#4
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~
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Question [Direct Access], let say i balanced transfer RM 6000 for 6 months.
So every month i need to pay RM 1000? Total= RM 1000* 6= RM 6000? But what i am surprize about Direct access is, even if we ONLY pay RM 500 (More than 5%) every month and the last month we pay the rest( 500+500+500+500+500+RM 3500), it is still total RM 6000. anyone can enlighten me? is it true? |
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Dec 22 2010, 01:02 PM
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#5
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~
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QUOTE(David83 @ Dec 22 2010, 12:41 PM) Yes it is true. You can do that by paying min amount on the first few months. Thanks bro. nowadays the marketing strategy is so attractive...but i think i better pay the exact montly installment. thanks alot.. |
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Dec 29 2010, 12:51 PM
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#6
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~
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Just to ask, can balanced trasfer those unstatemented transaction amount?
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