Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBalance Transfer, What is it actually???
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 Jan 5 2012, 05:54 PM
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#61
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1,684 posts Joined: Apr 2008  
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QUOTE(temptation1314 @ Jan 5 2012, 05:47 PM) I got the leaflet over here. Maybe really for selected customer only. how come you can get the leaflet since u never deal with ambank before ?I'll try to enquire within, never had any deals with ambank at all. LOL  |
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Jan 12 2012, 03:44 PM
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#62
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1,684 posts Joined: Apr 2008
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QUOTE(N27 @ Jan 12 2012, 02:30 PM) Maybank totally s**ks in term of cc bt, they don't have courtesy like cimb to give a call to customer if credit available is not enough. Plus you may only transfer 90% of available credit You should ask them how much credit limit you left, and you can do the calculation by yourself |
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Jan 17 2012, 11:32 AM
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#63
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1,684 posts Joined: Apr 2008
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QUOTE(temptation1314 @ Jan 17 2012, 11:29 AM) This is weird Just found out that it is not 2% for 2 years. It is 4% upfront for 2 years and it is installment type24 months BT interest is lower than 12 months one http://www.alliancebank.com.my/catalog/pri...gue.aspx?cat=74 This post has been edited by gerrardling: Jan 17 2012, 11:35 AM |
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Jan 27 2012, 11:46 AM
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#64
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Senior Member
1,684 posts Joined: Apr 2008
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no more flexi plan for CIMB
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Jan 30 2012, 11:23 AM
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#65
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(wrb7878 @ Jan 30 2012, 11:19 AM) i write to CIMB and hope they can bring back the I.smart plan. go for ambank or public bankI use it on last year for 2%@10month, and now HSBC is 3%@10 and 5%@20month. I have used all my credit limit on HSBC and they reject my credit limit increase. So now i look for any GOOD offer. Citibank is super expensive!!! |
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Feb 10 2012, 04:22 PM
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#66
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(arsenal @ Feb 10 2012, 03:48 PM) Citibank got 0% 6 months balance transfer thing...I just did for one...plan to do again before end of promotion 29th Feb 2012 hi, you got this offer through their telemarketer ? |
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Feb 15 2012, 08:27 AM
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#67
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1,684 posts Joined: Apr 2008
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QUOTE(ronnie @ Feb 14 2012, 11:20 AM) I'll be trying it with my CIMB BT account....once my card arrives. You can do it as long as the amount per account per bank is more than 1k |
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Feb 21 2012, 11:46 PM
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#68
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(jamestan88 @ Feb 21 2012, 09:11 PM) seems like you have no ideal at all what is balance transfer. HLB can do BT even though you dont have any outstanding balanceAdded on February 21, 2012, 11:48 pm QUOTE(ronnie @ Feb 21 2012, 09:29 PM) But very sure HLB's Balance Transfer program offers higher interest rate.... 0.50% per mth for 6 mths. still consider okAdded on February 21, 2012, 11:49 pm QUOTE(seydee @ Feb 21 2012, 10:09 PM) Putting aside the 0% BT by Public Bank and BSN, the next best deal is from Alliance Bank at 2% for 24 months. Alliance Bank is 2% per annum, that mean 4% for 24 months.This post has been edited by gerrardling: Feb 21 2012, 11:49 PM |
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Feb 22 2012, 01:40 PM
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#69
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(arsenal @ Feb 22 2012, 12:47 PM) Got any link for Alliance Bank one? http://www.alliancebank.com.my/catalog/pri...gue.aspx?cat=74 |
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Feb 22 2012, 05:05 PM
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#70
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(jamestan88 @ Feb 22 2012, 03:43 PM) i had never knew that balance trnsfer can be done without credit card outstanding balance. what is the interest ? basically, the highest interest of balance transfer which acceptable to me is 3%, of course many banks now doing 0% for 6 months or 3% annually for 12 months. for HLB interest rate, you can refer to this link some bank such as standard chrtered, which charge 6% is considered ridiculous. http://www.hlb.com.my/pfs/cc/ccbt.jsp?flag=ccbt |
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Feb 24 2012, 09:50 AM
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#71
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(v2_vehooi @ Feb 24 2012, 12:10 AM) may I know any card have offer 0% BT right now ? Pbb, BSN and AEON |
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Feb 24 2012, 04:04 PM
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#72
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Senior Member
1,684 posts Joined: Apr 2008
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latest news for PBB BT, min balance to transfer for 0% BT is RM3000 and extended to 31/3 already
http://www.pbebank.com/en/en_content/personal/cards/bt.html This post has been edited by gerrardling: Feb 24 2012, 04:05 PM |
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Mar 16 2012, 04:19 PM
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#73
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Senior Member
1,684 posts Joined: Apr 2008
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just call them to waive it every month. Those CS sure will tell you not to spend anything on your card until you fully settle your BT
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Mar 20 2012, 09:51 AM
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#74
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(Gen-X @ Mar 20 2012, 09:04 AM) Check out my latest article on Balance Transfers 2012 for Credit Cards you miss out HSBC balance transfer plan. anyway, great article Credit Card Balance Transfer Plan 2012 - Gone is the best 0% Interest Free Loan.   |
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