QUOTE(David83 @ May 2 2011, 11:36 PM)
That's the beauty of CIMB/DA BT program that they have separate BT accounts to ease monitoring.Balance Transfer, What is it actually???
Balance Transfer, What is it actually???
|
|
May 3 2011, 12:02 AM
Return to original view | Post
#41
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
|
|
|
May 3 2011, 10:16 AM
Return to original view | Post
#42
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
May 3 2011, 08:38 PM
Return to original view | Post
#43
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Go chase Bank B to expedite based on the Due Date of CC A... Else pay 5% first before due date.
CCRIS won't have record on the first late payment... |
|
|
May 4 2011, 06:43 AM
Return to original view | Post
#44
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
May 4 2011, 10:58 AM
Return to original view | Post
#45
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
May 5 2011, 08:45 AM
Return to original view | Post
#46
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
CIMB Balance Transfer (From MBB2 AMEX)
- Faxed in documents on 29 April, 9am - Application approved on 4 May - BT Account created in CIMBClicks on 4 May - Payment to CC on 6 May 3 working days to complete approval... I'm lovin' it !!! 5 working days to pay Maybank This post has been edited by ronnie: May 7 2011, 09:14 AM |
|
|
|
|
|
May 6 2011, 05:45 PM
Return to original view | Post
#47
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
May 12 2011, 12:09 PM
Return to original view | Post
#48
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
May 13 2011, 12:12 PM
Return to original view | Post
#49
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(erry- @ May 13 2011, 12:18 AM) question on behalf of my sis-in-law. You CANNOT Balance Transfer within the same bank lah....she have maybank visa petronas. and she just get her maybankard2 amex + mastercard. can she BT visa petronas outstanding to mbb2 amex? You need to Balance Transfer to another bank's credit card. |
|
|
May 15 2011, 11:21 PM
Return to original view | Post
#50
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
For those with CIMB Balance Transfer, take note that your statement date for the BT account may differ from the CIMB CC's statement date. Reason is because you have changed the original CIMB CC's statement date.
So it's wiser to call CIMB, upon approval of your BT, to verify what is the Statement Date, and change if necessary. Eg. My CC Statement Date = 15th of every month My 1st BT account Statement Date = 15th of every month My 2nd BT account Statement Date = 15th of every month My 3rd BT account Statement Date = 11th of every month This post has been edited by ronnie: May 15 2011, 11:22 PM |
|
|
May 20 2011, 01:25 AM
Return to original view | Post
#51
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(cute_boboi @ May 16 2011, 10:43 AM) CIMB will snail-mail the approval of the BT applicationCIMB will snail-mail the statement as per your CC also. The CIMB BT account is viewable in your CIMBClicks account also. |
|
|
May 23 2011, 11:33 AM
Return to original view | Post
#52
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(pocketcctv @ May 23 2011, 11:00 AM) I have conducted the BT from HLB to CIMB and the amount of BT had already appeared when I logged in to my CIMBClicks account but then seems like HLB haven't received any payment yet. Give it 1-2 days more... You have around 3-day grace period to settle after the Due Date.How long normally does it take to settle it ? Any idea,guys ? .. |
|
|
May 23 2011, 12:07 PM
Return to original view | Post
#53
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(pocketcctv @ May 23 2011, 11:38 AM) Meaning within this week, it will be settled ? BT amount will reduce the Credit Limit by the same amount... Looking forward for that .. I wonder how come CIMB will reserve approx. RM400 - RM600 in my available credit limit when I just used only like half of the stated amount ? Minimum BT amount is RM1000 for CIMB. |
|
|
|
|
|
May 28 2011, 11:40 AM
Return to original view | Post
#54
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(goey @ May 27 2011, 11:32 PM) Hi, You seriously need to look at your financial standing first, rather trying to transfer the balance all over the place.I am seriously considering opting for BT since I realised I buta-buta paying so much for bank interest right now. Which is the bank that is offering 0% interest right now? Thks! |
|
|
May 29 2011, 11:13 AM
Return to original view | Post
#55
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
May 29 2011, 12:55 PM
Return to original view | Post
#56
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
|
May 30 2011, 12:05 AM
Return to original view | Post
#57
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(dopp @ May 29 2011, 11:56 PM) Some trick here, 1% is not upfront 1%... That's very bad eh ? You still pay 1% p.a. on outstanding amount. It is reducing balance , based on your 1% of you outstanding amount Added on May 29, 2011, 11:57 pmCIMB kinda tricky here, you will have to pay min amount of your balance transfer... and the outstanding balance will be charged 1% per annum of reducing bal calculation. Lucky 6-month @ 0% is still the best. Hope CIMB continue to the program until 31 Dec 2011 |
|
|
May 30 2011, 12:10 AM
Return to original view | Post
#58
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
For CIMB BT program, does paying 5% to the BT account will increase available CL month-by-month basis ?
|
|
|
May 30 2011, 11:16 AM
Return to original view | Post
#59
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Today just submitted another BT application from SCB+MBB to CIMB...let's see how many days to be approved and how soon SCB and MBB account is paid.
Faxed on : 30 May 2011 CIMB BT Approved on : 1 June 2011 CIMB BT Account creation : 2 June 2011 Payment to MBB : 3 June 2011 Payment to SC : 3 June 2011 CIMB Balance Transfer Dept Phone no. 03-20873422 Fax No. 03-20873588 This post has been edited by ronnie: Jun 3 2011, 08:32 AM |
|
|
May 31 2011, 09:20 AM
Return to original view | Post
#60
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
|
|
Topic ClosedOptions
|
| Change to: | 0.0458sec
0.55
7 queries
GZIP Disabled
Time is now: 2nd December 2025 - 09:40 PM |