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 Balance Transfer, What is it actually???

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gerrardling
post May 27 2011, 05:08 PM

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for HLB BT, it needs bank statement from other bank credit card or not ?

This post has been edited by gerrardling: May 27 2011, 05:08 PM
gerrardling
post Jun 1 2011, 08:59 AM

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QUOTE(pisang @ Jun 1 2011, 07:28 AM)
good news! MBB extends its BT 0% programme.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
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great news. hope cimb will extend the promotion also
gerrardling
post Jun 1 2011, 11:35 AM

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QUOTE(cute_boboi @ Jun 1 2011, 11:18 AM)
Can BT a BT ???  hmm.gif
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only applicable to cimb BT only. u can do BT from cimb BT to mbb
gerrardling
post Jun 2 2011, 11:36 AM

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for citibank BT, is it same like cimb where u only have to pay 5% of amount each month ?

For HLB BT, can it done by calling their CS to bank in the money to saving account without needing to fill in the form and statement from other bank ?
gerrardling
post Jun 2 2011, 12:29 PM

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QUOTE(Gen-X @ Jun 2 2011, 11:47 AM)
Yes, you can just call them. And I guess you are aware that HLB BT is not 0%. For HLB, a separate account will be created and if you settle early, there will be a penalty.
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what is the minimum amount to be kept there ?
gerrardling
post Jun 6 2011, 09:43 AM

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so which one is correct ? 0% BT or no 0% BT for mbb ?
gerrardling
post Jun 6 2011, 10:46 AM

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QUOTE(ben83 @ Jun 6 2011, 10:09 AM)
Should be confirmed 0% now for MBB, just done my transfer
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good. so for everyone, please dont argue anymore whether this is true or not. We have one member confirmed it is 0%. MBB staff is just TOO SLOW to update themselves with the new promotion
gerrardling
post Jun 6 2011, 11:09 AM

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can i do bt by email application and other bank statement to cimb ?
gerrardling
post Jun 6 2011, 12:16 PM

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OCBC is similar to HSBC where there are a payment hierarchy.
gerrardling
post Jun 13 2011, 11:23 AM

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let say my mbb statement is next week. can i BT to cimb using screenshot or have to wait until the mbb latest statement ?
gerrardling
post Jun 15 2011, 09:11 AM

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anyone manage to transfer from HLB BT account to cimb BT ?
gerrardling
post Jun 17 2011, 06:19 AM

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QUOTE(chemistry @ Jun 17 2011, 01:34 AM)
Just for information.

1. Maybank does NOT accept BT application from another BT account. Strictly CARD ACCOUNTS only.

2. "How do you know it's a card or BT?"
By looking at the account number the bank will know it is a BT or card.

3. Must I transfer 100% statement balance?
No, you can transfer any lesser amount (min RM1,000).

4. Is there early settlement penalty?
No, cardholders may make early settlement anytime without a fee.
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that mean it cannot accept BT account from cimb ?
gerrardling
post Jun 17 2011, 07:42 PM

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QUOTE(chemistry @ Jun 17 2011, 06:22 PM)
Exactly.
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about hlb BT account ? does maybank accept it ?
gerrardling
post Jun 29 2011, 11:24 AM

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can i do 2 balance transfer to cimb in 1 week ?
gerrardling
post Jun 29 2011, 01:22 PM

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QUOTE(Gen-X @ Jun 29 2011, 12:32 PM)
I guess you are asking if CIMB can approve BT application and make payment in a week, yes, possible. Just take note of weekends and public holidays.
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QUOTE(Titan_Gunners @ Jun 29 2011, 12:42 PM)
Gen X, i think he try to ask whether can submit two BT application in a week time.
Why not? should be alright if you have sufficient CL.
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2 BT applications in 1 week. ok thanks.
gerrardling
post Jul 7 2011, 03:49 PM

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for transfering cimb BT to other bank , what to fill in card expiry field since there is no expiry date for cimb BT account ?

This post has been edited by gerrardling: Jul 7 2011, 03:50 PM
gerrardling
post Jul 13 2011, 10:30 AM

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there is no free gift if u do BT. it is a no money earning business for bank if they offer u 0% BT

want free gift ? use ambank BT
gerrardling
post Jul 18 2011, 07:30 PM

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what to fill in due date field in cimb BT form ? is it card expiry date or the payment due date?
gerrardling
post Jul 19 2011, 12:20 PM

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QUOTE(Gen-X @ Jul 18 2011, 08:11 PM)
Bro, payment Due Date lah.
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lol, last time i filled it with my card expiry date, they approve it also
gerrardling
post Jul 25 2011, 12:22 PM

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just want to ask, for cimb BT, the amount from each bank must exceed rm1000 ? or the total amounts from all the banks must exceed rm1k ?
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