Alot of bank really dont revise the rate, they rather you to go for refinancing with other bank. reason behind is why should they revise as the LO singed @ BLR+0.25 for example. and giving you -BLR 1.5 for refinancing? having said this, if you r the PB customers then ' YES ' they will revise as they dont want to lose a PB customers.
why i know this is because my bro In law from HL also run road to other bank. ' he signed LO @ BLR -0.25 and asked revise for BLR-1.5  ( 3-4yrs ago bank offering this rate ) and HLB dont bother.
do u ever think if same situation and not HLB but is other bank? will other bank revise for you? high possibility is a 'NO'
just my 1cts.

check this out comparison between Z and KR residence

http://www.propertyhomeinterior.com/z-resi...iara-residence/

quote from the website

Considerations:

Pricing: We can see that Kiara Residence II is slightly more expensive than The Z. One reason being offering DIBS to homeowners, of course developer will priced the interest amount into selling price, right?

Developer:  Trinity Group is a newer developer but has proven itself by delivering 3 past projects ahead of schedule. And these 3 projects enjoy tremendous appreciation.

Land Tenure: Although these 2 pieces of land are next to each other, but The Z is freehold while Kiara Residences is leasehold. If someone can choose, of course, will choose freehold.

Location: There are sources saying there will be a new Jusco and Lai Meng chinese school to be transfer from Jalan Ampang to the area. The area will transform once all these plans are put together.

Distance to LRT: Kiara Residence II is nearer to LRT park and ride station but both are within walking distance.

Neighborhood: At the moment, if you visit the actual site, it doesn’t look appealing at all. The 4-lane main road is parked with cars from owners in Bukit OUG condominium, thus making it looks like 2-lane only.

Potential: Additionally there is another housing development between The Z and Kiara ie. The Rainz by Exim Group which is not revealed yet. Thus bear in mind, it’s going to be very high dense with all high rise condominiums.

Layout: All units in The Z Residence comes with 2-3 rooms without a maid’s room. On the other hand, Kiara Residence II includes a maid’s room to bigger units (1,2oo sq ft onwards). If you have a maid, then Kiara Residence II maybe more suitable.

Wow, what a brave statement you have there!
What's your profession if I may ask?

Personally I do not agree with your statement, do you mind sharing with us which area you have studied?? Places like Kelana Jaya, is there any LRT within 400m??   

I have got this map from other forum, check this out.

heard from my fren, KR1 are signing SPA.

But do they date the SPA? If yes, then by right it should be stamped 30 days from date of signing.

Otherwise, anyone please advise. I remember Stamp Act mentioned you will have to pay for penalty if the stamping was not presented within 30 days from signing date.

Thanks.

When you said 'they should not have date the SPA', then problem comes, because normally the completion date is, lets say 24 months or 36 months from the date of SPA. So does that mean the buyers/ owners have indefinite date for their unit completion?

Moroever, if the SPA is not stamp, does that mean these people have yet to obtain approval for advertising permit?

Is this a commercial title or residential title property then?

MGG, how come the UOA project near happy garden place suddenly so quiet... That wild horse missing in action already? I called the office to confirm again the price... It seems like not RM380.. Is it correct? Heard will start from Rm430 psf.. If this is true, that stupid wild horse very useless...

All the unsold units have their pricing revised ( increased ). Now ZR is selling at ~420 psf. Trinity Group plays the game well, just like every other developers.

i believed there has no risk for them. because 93% total sold and they are making profit of how many billions?
and they r not targeting local anymore after the price gone up
Let wait and see ....

Cheers

i did not mention they sticker...why do u think so?
im not the staff of trinity or from developer.. they got thier way to work on the max profit.... 

In my post I never mentioned anything about sticker. You overloaded it onto me.

Previously, the first phase, was launched at RM 320 psf or RM 370 psf ?

Hmm market appreciating fast, last time it is only RM305/sqft now up till RM433/sqft

no wonder Datuk Neoh driving a lambo.

Buy for own stay or investment?

If own stay, as long as u like it, like MGG Kor said, it's never too late. Unless you have another option which you like it very much too.

If investment, a little bit late. If u see the potential there and foresee to get good profit upon VP, then you can say it's the early birds/buyers go in or commit too early, not u too late. At least, they servicing the interest currently.

It's never too late if we confidence for the goods to get profit or gain.

It's never too late if the property we buy at later stage which we like it for own stay very much.

dua kosong satu empat ....
ya 450psf 
u teman i pergi bank?

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Added on May 14, 2012, 9:25 pm
u look so confident bro..... any point to support 600psf?