Alot of bank really dont revise the rate, they rather you to go for refinancing with other bank. reason behind is why should they revise as the LO singed @ BLR+0.25 for example. and giving you -BLR 1.5 for refinancing? having said this, if you r the PB customers then ' YES ' they will revise as they dont want to lose a PB customers.
why i know this is because my bro In law from HL also run road to other bank. ' he signed LO @ BLR -0.25 and asked revise for BLR-1.5  ( 3-4yrs ago bank offering this rate ) and HLB dont bother.
do u ever think if same situation and not HLB but is other bank? will other bank revise for you? high possibility is a 'NO'
just my 1cts.

yes.. extremely agreed!
i banned OCBC and recommend UOB too...
the process is pretty fast and smooth 

Maybe you got 3 loan + 2m FD with SCB?

Small Small maybe small for you = RM500k loh....

2 block for 600 units is not considered low density. Imagine 30 storey at 10 units per floor.

But anyway some nice concept for this UOA project...

Bro.... you can refer to http://forum.lowyat.net/topic/1978514/+80
hope the price wont suprise you.

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Added on August 22, 2011, 12:18 pm
5-6 ACRES...so it alot or not?
i dont think so right? 

Earn from you rm150k...give 1 calender then you so happy meh?