QUOTE(Dannyl @ Aug 18 2011, 08:48 AM)
Is it worth buying phones from SenQ? Interest-free 36-month instalments (whether you use the phone for 36 months or not is another matter). Let's take SGS2 for example. RRP RM2099, RM58.31 x 36 months, 3 years warranty. Paying 2k one shot for a phone is quite a pain, but you won't even feel RM58 a month. Some questions:
1) does the credit card credit limit get 'locked' with RM2099 and reduce accordingly as payments are made?
2) now got PWP promotion: 16GB microSD worth RM85 selling at RM49. I've looked in Garage Sales, 16GB class 4 cards are going for at least RM100. Is SenQ undervaluing their own gifts? What's the catch?
Hope someone here can shed some light.
http://www.senheng.com.my/senq/20110801/SQ_samsung.htmlBro, I think your insurance company will pay you based on the car market price, the minimum insured is RM10k but they will never pay you based on the 10k. You're buying 10k insurance for a 2k coverage, which cannot be helped since the minimum is 10k.
1) yes it will be locked and released slowly after u make the payment
2) this is the promotion..some seller in lowyat or shop out there free the memory card and with cheaper price for the phone.. but of cos no 3 yrs warranty.. so the choice is yours either pay a bit more get longer warranty or get cheaper price with normal warranty..
like you say.. installment is really kinda attractive especially 0% interest.. at least give other a chance to own the phone if don wan to hook out a big amount in one time.. but got good and bad point also lor.. depend how u evaluate ..

Added on August 18, 2011, 9:22 amQUOTE(stormlcc @ Aug 17 2011, 06:54 PM)
good good, i also want to know how does the warranty work, pls do update us, thanks!

sure..no problem.. but like you say.. what they said might not be true also.. no one work there long enough and really handle the case like we describe.. thats why we can get so much different reply from them..

Added on August 18, 2011, 9:23 amQUOTE(mydragoon @ Aug 18 2011, 08:31 AM)
oh... din know that... then the rm10k example wasn't a good one... lol... but i think hico got my point.

yeah.. no company wan to do 'no untung' business..
This post has been edited by Hico: Aug 18 2011, 09:23 AM