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This post has been edited by ytan053: Mar 2 2016, 02:31 PM

This is referring to JustOne Account right (be it the normal one or the priority). CS contacted and said that for the free IBG/IBFG, there must be minimum deposit of RM1,500 a month. In addition, there will be an annual charge of the debit card (CS say must get the debit card, no opt out option) of RM8. Is this true?

I always feel whatever the CS say is not as accurate as what you lyn members have experienced. Not sure is it due to change in t&c or wat. What I understand from the website is as long as you have that account, your ibg/ibft (made online) is free and there is no requirement of deposit or anything, not even the annual fee because it is not even stated in the product disclosure and terms and conditions of the account.

Thanks a lot for the info. Most banks would need a minimum balance but it is interesting to see that you can leave RM0 in the account.

With MBB is RM1 for my saving account, PBB is RM20, HLB is RM10. Hence money is stuck everywhere, lol

The published rate for IBFT to CASA, Loan Repayment and Credit Card Payment for e account is RM0.53.

Meaning no free IBFT right? But due to UOB extended their promotion of zero cost to 31 Dec 2017, hence it is still free (solely due to this promotion) for this year but unknown for next year right?

I see. It is quite misleading then, in the website, to disclose as such.

http://www1.uob.com.my/personal/useful/fee...sonal/e_ac.html

wanna ask on experience on ibfg (not instant tfr) to stand chart savings account. Called cs and cs claimed that for interbank giro, it would take more than one day to reflect the incoming funds. I find this excuse ridiculous and the cs insist that money would take one day to be reflected on the online savings account. If cs has stated it is due to federal holiday, this reason is more acceptable.

As i know, i have experience from maybank to public bank and hong leong bank whereby money went out from MBB before 11am and money was received in both public bank and hong leong bank a/c by 5pm. Hence appreciate any feedback whether stand chart wud take one working day to reflect the tfr of money or not so that i know how to plan for my future transfer of money to stand chart. tks in advance

According to the T&C, i take it as only IBG and instant tfr performed on the mobile app is free and if perform it via online banking, it will have fee.

When I enquired SCB end of last year, Just One account comes with a debit card that charge you RM8 a year. I was told by the SCB officer that cannot open Just One account without debit card Hence I just opened a Basic Savings account under SCB, minimum balance RM20. IBG and instant transfer is free. I didnt ask for the ATM card, so no annual charges.

This post has been edited by ytan053: Sep 27 2017, 04:25 PM

Mine also passbook and no ATM card. I have been enjoying free IBG and IBFT. Refer attachment below




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